1885 Gemini Trl, Georgetown, KY 40324 Property Records

Scott County property record for 1885 Gemini Trl, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,628 sqft · built 1998
Lot Size1.6 acres (69,696 sqft)
OwnerIndividual Name on File
Last Sale$179,000 (Mar 2019)
Tax Bill$2,805 (2025)
Deeds & MortgagesDec 2020 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN161-10-122.000

Property Details

APN / Parcel Number

Primary APN161-10-122.000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,628 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Lot Area69,696 sqft (1.6 acres)
Garage TypeMixed
Garage Area2,748 sqft
Parking Spaces9 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1885 GEMINI TRL
CityGEORGETOWN
StateKY
Zip40324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOONLAKE ESTATES
Legal SubdivisionMOONLAKE ESTATES
Legal Lot Number79
JurisdictionSCOTT KY
Township / Civil DivisionSTAMPING GROUND
Census Block Group3
Census Block3001
Census Tract40502

Owner

1885 Gemini Trl is owned and occupied by an individual who acquired it in September 2020.

Source: Scott County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1885 GEMINI TRL, GEORGETOWN, KY 40324
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNIFY FINANCIAL FCU
Mar 19, 2019Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2019 · Amount on File
Deed SaleMar 19, 2019 · Amount on File
Deed Document Number2019398112
Deed Book / Page404 / 163
Last Transfer DateSep 23, 2020
Transfer Doc00D420/449
Record UpdatedOct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCOTT KY
Recording DateDec 21, 2020
Property AddressGEMINI TRL, GEORGETOWN, KY 40324
Document Number00D420/449
Book / PageD420 / 449
Map ReferenceSL 150
Instrument DateSep 23, 2020
Instrument425756
Transaction TypeTransfer
Record UpdatedMar 26, 2024

Transaction

Tax$89.50
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 1 2 GEMINI TRAIL, GEORGETOWN, KY 40324
InvestorPossibly a Property Investor

Mortgage

Document Number0000425757
DateDec 21, 2020
Instrument425757
Lender
NameUNIFY FINANCIAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term178 Months
DueOct 1, 2035

March 2019: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateMar 19, 2019
Property AddressGEMINI TRL, GEORGETOWN, KY 40324
Document Number00D404/163
Book / PageD404 / 163
Map ReferenceSL 150
Instrument DateMar 15, 2019
Instrument398112
Transaction TypeTransfer
Record UpdatedMar 26, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$179.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address214 POCA HORTIS TRAIL, GEORGETOWN, KY 40324

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 1 2 GEMINI TRAIL, GEORGETOWN, KY 40324

Mortgage

Document Number0000398113
DateMar 19, 2019
Instrument398113
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1885 Gemini Trl was $2,805.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$315,000 (-)$315,000 (-)
2025$2,805.00$315,000$315,000
2023$2,013.00$222,100 Land $32,000 Building $190,100$222,100 Land $32,000 Building $190,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1885 Gemini Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1885 Gemini Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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