1885 Elm St, Dubuque, IA 52001 Property Records

Dubuque County property record for 1885 Elm St, Dubuque, IA 52001

Property Summary

Property Type	Laundromat
Details	2,322 sqft · built 1920
Lot Size	0.235 acres (10,240 sqft)
Owner	Company Name on Record
Tax Bill	$1,966 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`10-24-259-016`

Property Details

APN / Parcel Number

Primary APN	`10-24-259-016`

Interior

Stories	1 Story
Building Area	2,322 sqft Gross Area
1st Floor Area	2,322 sqft

Exterior

Year Built	Built 1920
Exterior Material	Concrete Block
Roof Material	Shingle
Lot Area	10,240 sqft (0.235 acres)
Canopy	28 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	1885 ELM ST
City	DUBUQUE
State	IA
Zip	52001
Property Category	Commercial
Property Type	Commercial > Retail > Laundromat
Legal Description	LOTS 165 & 166 EAST DUBUQUE ADD
Legal Subdivision	EAST DUBUQUE ADD
Legal Lot Number	165,166 166
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	4
Census Block	4018
Census Tract	500

Owner

Source: Dubuque County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 336, DE WITT, IA 52742-0336
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jun 20, 2019	Deed of Trust, Mortgage STERLING FEDERAL BANK FSB
Nov 2, 2017	Special Warranty Deed, Transfer · Commercial Mortgage PREMIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2017
Deed Sale	Nov 2, 2017
Prior Sale	Jan 29, 2008
Deed Document Number	2017-00013636
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	Jul 30, 2026
Property Address	1885 ELM ST, DUBUQUE, IA 52001
Document Number	0000008343
Instrument Date	Jul 23, 2026
Instrument	20268343
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	98 SHENANDOAH DR, GALENA, IL 61036-9346

Mortgage

Document Number	0000008343,
Date	Jul 30, 2026
Instrument	20268343

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	9%
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1885 ELM ST, DUBUQUE, IA 52001
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006337
Date	Jun 20, 2019
Instrument	2019-00006337

Lender

Name	STERLING FEDERAL BANK FSB
Type	Bank
Address	STERLING, IL 61081

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 16, 2039

November 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Nov 2, 2017
Property Address	1885 ELM ST, DUBUQUE, IA 52001
Document Number	0000013636
Instrument Date	Oct 27, 2017
Instrument	2017-00013636
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3600 DODGE ST # 126, 3600, DUBUQUE, IA 52003-5241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 336, DE WITT, IA 52742-0336

Mortgage

Document Number	0000013637
Date	Nov 2, 2017
Instrument	2017-00013637

Lender

Name	PREMIER BANK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$166,300 (+21.65%) Land $49,800 Building $116,500	$166,300 (+21.65%) Land $49,800 Building $116,500
2024	$1,966.00 (+2.72%)
2023		$136,700 (+23.12%) Land $36,900 Building $99,800	$136,700 (+23.12%) Land $36,900 Building $99,800
2022	$1,914.00	$111,030 Land $36,860 Building $74,170
2021			$111,030 Land $36,860 Building $74,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2002)
Most Recent Claim	Jun 2002 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Comelec Internet Services.

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