1885 Cobblestone Ln, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1885 Cobblestone Ln, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,137 sqft · built 1988
Lot Size	1.11 acres (48,482 sqft)
Owner	Individual Name on File
Last Sale	$485,100 (Nov 2017)
Tax Bill	$6,768 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`059C3-03-00-01400`

Property Details

APN / Parcel Number

Primary APN	`059C3-03-00-01400`
Alternative APN	`20077`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,137 sqft Finished Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	48,482 sqft (1.11 acres)
Garage Area	414 sqft
Porch	Slab
Porch Area	64 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	1885 COBBLESTONE LN
City	CHARLOTTESVILLE
State	VA
Zip	22901-9432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	CANDLEWYCK 14
Legal Subdivision	CANDLEWYCK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	5
Census Block	5003
Census Tract	11000

Owner

1885 Cobblestone Ln is owned and occupied by an individual who bought it in November 2017.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1885 COBBLESTONE LN, CHARLOTTESVILLE, VA 22901-9432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC
Nov 9, 2017	Grant Deed, Transfer · Conventional Mortgage CAPITAL CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2017 · Amount on File
Deed Sale	Nov 9, 2017 · Amount on File
Deed Document Number	201713169
Deed Book / Page	4982 / 571
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1885 COBBLESTONE LN, CHARLOTTESVILLE, VA 22901-9432
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100002463
Date	Feb 10, 2021
Book Page	5477/736
Instrument	2021-00002463

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 9, 2017
Property Address	1885 COBBLESTONE LN, CHARLOTTESVILLE, VA 22901-9432
Document Number	0000013169
Book / Page	004982 / 000571
Instrument Date	Nov 8, 2017
Instrument	13169
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1885 COBBLESTONE LN CHARLOTTESVILLE VA 229019432, CHARLOTTESVILLE, VA 22901-9432

Mortgage

Document Number	13170
Date	Nov 9, 2017
Book Page	004982/000576
Instrument	13170

Lender

Name	CAPITAL CTR
Type	Funding / Finance Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1885 Cobblestone Ln was $6,768, up 11.6% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,768.00 (+11.57%)	$757,000 (+11.55%) Land $374,400 Building $382,600	$757,000 (+11.55%) Land $374,400 Building $382,600
2025	$6,066.00	$678,600 Land $322,900 Building $355,700	$678,600 Land $322,900 Building $355,700
2023	$4,708.00	$551,400 Land $238,700 Building $312,700	$551,400 Land $238,700 Building $312,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1885 Cobblestone Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1885 Cobblestone Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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