18849 Sandy Rd, Castro Valley, CA 94546 Property Records

Alameda County property record for 18849 Sandy Rd, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1947
Lot Size	0.238 acres (10,375 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Aug 2010)
Tax Bill	$8,881 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`84C-816-5`

Property Details

APN / Parcel Number

Primary APN	`84C-816-5`
Alternative APN	`084C-0816-005-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	10,375 sqft (0.238 acres)

Location & Zoning

Street Address	18849 SANDY RD
City	CASTRO VALLEY
State	CA
Zip	94546-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00020 BLK: 000B TR: 0733
Legal Subdivision	TRACT 733
Legal Tract	0733
Legal Lot Number	20
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3001
Census Tract	430200

Owner

18849 Sandy Rd is owned and occupied by two individuals who acquired it in November 2020.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18849 SANDY RD, CASTRO VALLEY, CA 94546-2427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 24, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2010 · Amount on File
Deed Sale	Aug 3, 2010 · Amount on File
Deed Document Number	2010213077
Last Transfer Date	Nov 17, 2020
Transfer Doc	0000324037
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	18849 SANDY RD, CASTRO VALLEY, CA 94546-2427
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18849 SANDY RD, CASTRO VALLEY, CA 94546-2427

Mortgage

Document Number	0000135665
Date	Aug 1, 2022
Instrument	2022135665

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Nov 24, 2020
Property Address	18849 SANDY RD, CASTRO VALLEY, CA 94546-2427
Document Number	0000324037
Map Reference	MB 11 PG 56&57
Instrument Date	Nov 17, 2020
Instrument	2020324037
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	18849 SANDY RD, CASTRO VALLEY, CA 94546-2427

Mortgage

Document Number	0000324038
Date	Nov 24, 2020
Instrument	2020324038

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	18849 SANDY RD, CASTRO VALLEY, CA 94546-2427
Document Number	0000077306
Instrument Date	Mar 24, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18849 SANDY RD CASTRO VALLEY CA 945462427, CASTRO VALLEY, CA 94546-2427

Mortgage

Document Number	0000077306
Date	Apr 18, 2018
Instrument	77306

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18849 Sandy Rd was $8,881.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$692,561 (+2%) Land $207,768 Building $484,793
2025	$8,881.00	$678,982 Land $203,694 Building $475,288
2023	$8,542.00	$652,625 Land $195,787 Building $456,838	$1,062,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18849 Sandy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18849 Sandy Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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