Deschutes County property record for 18848 Ridgeline Dr, Bend, OR 97703
| Property Type | Single Family Home |
|---|---|
| Details | 4,967 sqft · built 2019 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $4,100,000 (May 2024) |
| Tax Bill | $19,984 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Nov 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 171135-BC-01300 |
| Primary APN | 171135-BC-01300 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,967 sqft Total Area |
| Gross Area | 2,361 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 87,120 sqft (2 acres) |
| Account Number | 274958 |
|---|---|
| Street Address | 18848 RIDGELINE DR |
| City | BEND |
| State | OR |
| Zip | 97703-9407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UAR10 |
| Legal Description | TREE FARM LOT 29 |
| Legal Range | 11 |
| Legal Township | 17 |
| Legal Section | 35 |
| Legal Subdivision | TREE FARM |
| Legal Lot Number | 29 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 1302 |
Source: Deschutes County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 291 SW BLUFF DR, 320, BEND, OR 97702-3720 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 15, 2019 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIRST INTERSTATE BANK |
| Nov 16, 2020 | Loan Modification, Mortgage FIRST INTERSTATE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2024 · Amount on Record |
| Deed Sale | May 30, 2024 · Amount on Record |
| Prior Sale | Feb 8, 2017 · Amount on Record |
| Deed Document Number | 202413490 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 18848 RIDGELINE DR, BEND, OR 97703-9407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000044631 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 2019-44631 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | BEND, OR 97703 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | 3 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 18848 RIDGELINE DR, BEND, OR 97703-9407 |
| Document Number | 0000069232 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 0000069232 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 69232 |
| Name | FIRST INTERSTATE BK |
|---|---|
| Type | Bank |
| Address | BEND, OR 97703 |
| Term | 360 Months |
|---|---|
| Due | Dec 20, 2050 |
Source: Deschutes County assessment roll, as of November 5, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,984.00 (-7.37%) | $1,202,810 (+3%) | $4,051,880 (+12.55%) Land $963,000 Building $3,088,880 |
| 2024 | $21,574.00 (+5.52%) | $1,167,780 (+3%) | $3,600,130 (-1.64%) Land $863,000 Building $2,737,130 |
| 2023 | $20,446.00 | $1,133,770 | $3,660,130 Land $923,000 Building $2,737,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · lower than 67% of Oregon |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BEND serves 77,704 people · EPA ID OR4100100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| CenturyLink Fiber | 940 / 940 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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