18846 Dembridge Dr, Davidson, NC 28036 Property Records

Mecklenburg County property record for 18846 Dembridge Dr, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,129 sqft · built 1997
Lot Size	0.313 acres (13,676 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Mar 2020)
Tax Bill	$6,338 (2023)
Deeds & Mortgages	May 2021 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`007-243-05`

Property Details

APN / Parcel Number

Primary APN	`007-243-05`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,129 sqft Heated Area
Gross Area	3,675 sqft
1st Floor Area	1,694 sqft
Upper Floors Area	1,435 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Wood
Lot Area	13,676 sqft (0.313 acres)
Garage Area	506 sqft
Porch	Porch
Porch Area	40 sqft
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	007-243-05
Street Address	18846 DEMBRIDGE DR
City	DAVIDSON
State	NC
Zip	28036-7826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	L5 B3 M27-777
Legal Subdivision	RIVER RUN PH III-E MAP 03
Legal Block	3
Legal Lot Number	5
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	2
Census Block	2006
Census Tract	6404

Owner

18846 Dembridge Dr is owned and occupied by two individuals who bought it in March 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	2 Individual Names on File
Mailing Address	18846 DEMBRIDGE DR, DAVIDSON, NC 28036-7826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Feb 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 16, 2020	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2020 · Amount on File
Deed Sale	Mar 16, 2020 · Amount on File
Prior Sale	Jul 27, 2001 · Amount on File
Deed Document Number	0034373665
Deed Book / Page	34373 / 665
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18846 DEMBRIDGE DR, DAVIDSON, NC 28036-7826
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087799
Date	May 3, 2021
Book Page	36018/717
Instrument	2021087799

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18846 DEMBRIDGE DR, DAVIDSON, NC 28036-7826
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022263
Date	Feb 22, 2017
Book Page	31581/450
Instrument	2017022263

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Mar 1, 2045

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 16, 2020
Property Address	18846 DEMBRIDGE DR, DAVIDSON, NC 28036-7826
Document Number	0000037202
Book / Page	034373 / 000665
Instrument Date	Mar 16, 2020
Instrument	37202
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	MILLENNIAL TITLE PARTNERS, MILLENNIAL TITLE PTRS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	18846 DEMBRIDGE DR DAVIDSON NC 280367826, DAVIDSON, NC 28036-7826

Mortgage

Document Number	37203
Date	Mar 16, 2020
Book Page	034373/000668
Instrument	37203

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 18846 Dembridge Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18846 Dembridge Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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