18844 387th St, Howe, OK 74940 Property Records

Le Flore County property record for 18844 387th St, Howe, OK 74940

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,051 sqft · built 1999
Lot Size	7.1 acres (309,276 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Sep 2022)
Deeds & Mortgages	Jun 2023 Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0000-29-06N-26E-0-008-00`

Property Details

APN / Parcel Number

Primary APN	`0000-29-06N-26E-0-008-00`
Alternative APN	`9656`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,051 sqft Living Area
1st Floor Area	2,051 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	309,276 sqft (7.1 acres)
Garage Type	Carport
Garage Area	399 sqft
Carport	Carport
Carport Area	399 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	360 sqft
Deck Area	Deck Area
Patio Area	192 sqft
Shed	1 Shed
Shed Area	133 sqft
Greenhouse	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9656
Street Address	18844 387TH ST
City	HOWE
State	OK
Zip	74940-7391
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NP
Legal Description	29-06N-26E A TRACT IN SW/4 BEGINNING AT NW/C SW THEN N880650E 881.77 FT AS POB THEN N880650E 936.32 FT THEN S020507E 279.56 F
Legal Range	26E
Legal Township	06N
Legal Section	29
Jurisdiction	LE FLORE OK
Township / Civil Division	HEAVENER
Census Block Group	1
Census Block	1004
Census Tract	40601

Owner

18844 387th St, a rural home, is owned and occupied by two individuals who bought it in September 2022.

Source: Le Flore County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18844 387TH ST, HOWE, OK 74940-7391
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 12, 2022	Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 24, 2022	Correction Deed
May 12, 2022	Personal Representative Deed, Transfer
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTAR BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Prior Sale	Jun 21, 2022 · Amount on File
Deed Document Number	20228038
Deed Book / Page	2200 / 475
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	18844 387TH ST, HOWE, OK 74940-7391
Transaction Type	Mortgage
Record Updated	Jul 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0022250827
Date	Jun 7, 2023
Book Page	2225/827
Instrument	4043

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Sep 12, 2022
Property Address	18844 387TH ST, HOWE, OK 74940-7391
Document Number	0022000475
Book / Page	2200 / 475
Instrument Date	Sep 9, 2022
Instrument	8039
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	0022000478
Date	Sep 12, 2022
Book Page	2200/478
Instrument	8041

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	LE FLORE OK
Recording Date	Jun 24, 2022
Property Address	18844 387TH ST, HOWE, OK 74940-7391
Document Number	0021920377
Book / Page	2192 / 377
Instrument Date	Jun 24, 2022
Instrument	5744
Record Updated	Jul 28, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LE FLORE OK
Recording Date	May 12, 2022
Property Address	18844 387TH ST, HOWE, OK 74940-7391
Document Number	0021870501
Book / Page	2187 / 501
Instrument Date	May 12, 2022
Instrument	4459
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount on Record
Tax	$447.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	18844 387TH ST, HOWE, OK 74940-7391
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HOMETOWN ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021151002
Date	Aug 28, 2020
Book Page	2115/1002
Instrument	6016

Lender

Name	FIRSTAR BANK NA
Type	Bank
Address	FORT SMITH, AR 72903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Elementary School District	Monroe Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,959 (+6.24%) Land $1,639 Building $24,320	$235,980 (+5.74%) Land $14,897 Building $221,083
2025	Homeowner's exemption	$24,435 Land $1,591 Building $22,844	$223,177 Land $15,498 Building $207,679
2023	Homeowner's exemption	$23,033 Land $782 Building $22,251	$209,391 Land $7,111 Building $202,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18844 387th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18844 387th St is high, ranking above 87% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 76% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEFLORE CO. CONSOLIDATED RWD #12 serves 1,800 people · EPA ID OK3004040
Water Source	Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Jan 2020 Total trihalomethanes not recorded as resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Circle B Wireless Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Windstream.

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