Hillsborough County property record for 18840 Tracer Dr, Lutz, FL 33549
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,968 sqft · built 1963 |
| Lot Size | 0.326 acres (14,211 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $247,000 (Jul 2020) |
| Tax Bill | $4,362 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 033386-0000 |
| Primary APN | 033386-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,968 sqft Living Area |
| Gross Area | 2,116 sqft |
| 1st Floor Area | 1,768 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,211 sqft (0.326 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Porch | Screened Porch |
|---|---|
| Porch Area | 930 sqft |
| Deck Area | Deck Area |
| Patio Area | 705 sqft |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Utility Building | 96 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0333860000 |
|---|---|
| Street Address | 18840 TRACER DR |
| City | LUTZ |
| State | FL |
| Zip | 33549-3821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-4 |
| Legal Description | TRACERS LAKE KEEN ESTATES UNIT NO 2 LOT 25 |
| Legal Range | 19E |
| Legal Township | 27S |
| Legal Section | 07 |
| Legal Subdivision | TRACERS LAKE KEEN ESTATES UNIT NO 2 |
| Legal Tract | 19Y |
| Legal Lot Number | 25 |
| Legal Unit | 2 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 11005 |
Source: Hillsborough County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18840 TRACER DR, LUTZ, FL 33549-3821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Jul 8, 2020 | Warranty Deed, Transfer · FHA Mortgage WHITNEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2020 · Amount on Record |
| Deed Sale | Jul 8, 2020 · Amount on Record |
| Prior Sale | Jun 10, 2015 · Amount on Record |
| Deed Document Number | 2020277307 |
| Prior Transfer Date | Feb 28, 2013 |
| Prior Transfer Doc | 0000082074 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18840 TRACER DR, LUTZ, FL 33549-3821 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 18840 TRACER DR, LUTZ, FL 33549-3821 |
| Document Number | 0000531756 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 2022531756 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 8, 2020 |
| Property Address | 18840 TRACER DR, LUTZ, FL 33549-3821 |
| Document Number | 0000277307 |
| Map Reference | MB 39 PG 23 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 2020277307 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | LUXE TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,729.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3211 PORT ROYALE DR S # SB, 3211, SEA RANCH LAKES, FL 33308-7958 |
| Name | Verified Name |
|---|---|
| Address | 18840 TRACER DR, LUTZ, FL 33549-3821 |
| Investor | Possibly a Property Investor |
| Document Number | 0000277308 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 2020277308 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
Source: Hillsborough County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,362.00 (+8.32%) Homeowner's exemption | $246,089 (+5.99%) | $319,286 (+6.45%) Land $61,600 Building $257,686 |
| 2024 | $4,027.00 (+3.9%) | ||
| 2023 | $3,876.00 (+5.3%) Homeowner's exemption | $232,188 (+3%) | $299,937 (-2.77%) Land $52,800 Building $247,137 |
| 2022 | $3,681.00 Homeowner's exemption | $225,425 | $308,467 Land $44,000 Building $264,467 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 9 (1979–2024) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures