1884 Reserve Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 1884 Reserve Loop, Oxford, MS 38655

Property Summary

Property Type	Vacant Land
Owner	Company Name on File
Tax Bill	$1,170 (2025)
Deeds & Mortgages	Mar 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`139Z-32-008.12`

Property Details

APN / Parcel Number

Primary APN	`139Z-32-008.12`
Alternative APN	`43671`

Location & Zoning

Account Number	43671
Street Address	1884 RESERVE LOOP
City	OXFORD
State	MS
Zip	38655-3035
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	UNIT 85 THE RESERVE PHASE 2 & PT INTEREST IN COMMON AREA
Legal Range	03W
Legal Township	08S
Legal Section	32
Legal Phase	2
Legal Unit	85
Jurisdiction	LAFAYETTE MS
Township / Civil Division	5
Census Block Group	3
Census Block	3000
Census Tract	950203

Owner

Source: Lafayette County records · APN 139Z-32-008.12

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3891 FOREST HILL IRENE RD, MEMPHIS, TN 38125-2502
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	1884 RESERVE LOOP, OXFORD, MS 38655-3035
Transaction Type	Mortgage
Record Updated	Jan 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020252394
Date	Mar 21, 2025
Instrument	2025-2394

Lender

Name	RENASANT BANK
Type	Bank
Address	TUPELO, MS 38804

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 25, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,170.00	$9,000	$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), as of March 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280719502033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 59% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BCI Mississippi Broadband Fiber · Cable in parts of the area	10,000 / 10,000
North East Fiber Fiber	2,000 / 1,000
Telapex Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 169 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MS0360011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF OXFORD serves 28,500 people
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.