18832 River Woods Dr, Bend, OR 97702 Property Records

Deschutes County property record for 18832 River Woods Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,075 sqft · built 2002
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Last Sale	$449,000 (Apr 2021)
Tax Bill	$4,063 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181126-BB-03800`

Property Details

APN / Parcel Number

Primary APN	`181126-BB-03800`
Alternative APNs	`R1004181126B007700` `107561`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,075 sqft Living Area
Gross Area	3,005 sqft
1st Floor Area	953 sqft
Attic	Attic
Attic Area	685 sqft
Basement Area	902 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Roof Material	Composition Shingle
Lot Area	41,382 sqft (0.95 acres)
Garage Area	465 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	107561
Street Address	18832 RIVER WOODS DR
City	BEND
State	OR
Zip	97702-7905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	DESCHUTES RIVER WOODS BLOCK XX LOT 48
Legal Range	11
Legal Township	18
Legal Section	26
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	XX
Legal Lot Number	48
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1013
Census Tract	401

Owner

Source: Deschutes County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18832 RIVER WOODS DR, BEND, OR 97702-7905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE EXPRESS LLC
Apr 9, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EXPRESS LLC
Sep 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jan 26, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2021 · Amount on Record
Deed Sale	Apr 9, 2021 · Amount on Record
Prior Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	202122421
Prior Transfer Date	Apr 6, 2021
Prior Transfer Doc	0000022421
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18832 RIVER WOODS DR, BEND, OR 97702-7905
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041213
Date	Aug 18, 2020
Instrument	2020-41213

Lender

Name	MORTGAGE EXPRESS LLC
Type	Mortgage Company
Address	PORTLAND, OR 97223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 9, 2021
Property Address	18832 RIVER WOODS DR, BEND, OR 97702-7905
Document Number	0000022421
Instrument Date	Apr 6, 2021
Instrument	2021-22421
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18832 RIVER WOODS DR, BEND, OR 97702-7905

Mortgage

Document Number	0000022422
Date	Apr 9, 2021
Instrument	2021-22422

Lender

Name	MORTGAGE EXPRESS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 10, 2019
Property Address	18832 RIVER WOODS DR, BEND, OR 97702-7905
Document Number	0000033430
Instrument Date	Sep 6, 2019
Instrument	33430
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31731 FOX HOLLOW RD EUGENE OR 974059599, EUGENE, OR 97405-9599

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 30, 2019
Property Address	18832 RIVER WOODS DR, BEND, OR 97702-7905
Document Number	0000031941
Instrument Date	Aug 27, 2019
Instrument	2019-31941
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31731 FOX HOLLOW RD, EUGENE, OR 97405-9599

Mortgage

Document Number	0000031943
Date	Aug 30, 2019
Instrument	2019-31943

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Jan 26, 2017
Property Address	18832 RIVER WOODS DR, BEND, OR 97702-7905
Document Number	0000003221
Instrument Date	Jan 19, 2017
Instrument	2017-03221
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18832 RIVER WOODS DR, BEND, OR 97702-7905

Mortgage

Document Number	0000003222
Date	Jan 26, 2017
Instrument	2017-03222

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,063.00 (+4.45%)	$266,870 (+3%)	$703,890 (-5.46%) Land $281,700 Building $422,190
2024	$3,890.00 (+6.14%)	$259,100 (+3%)	$744,510 (-4.48%) Land $292,500 Building $452,010
2023	$3,665.00	$251,560	$779,400 Land $277,500 Building $501,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVION WC - TUSCARORA private · serves 120 people · EPA ID OR4101155
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	AGATE WATER SYSTEM
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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