18832 Moro Rd, Salinas, CA 93907 Property Records

Monterey County property record for 18832 Moro Rd, Salinas, CA 93907

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,263 sqft · built 1962
Lot Size	0.279 acres (12,196 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Jul 2018)
Tax Bill	$6,267 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`125-223-010-000`

Property Details

APN / Parcel Number

Primary APN	`125-223-010-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,263 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Other
Construction Type	Wood
Lot Area	12,196 sqft (0.279 acres)
Garage Type	Attached
Garage Area	323 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	18832 MORO RD
City	SALINAS
State	CA
Zip	93907-8912
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ASSRS MP 15 BNYMC RO POR OF SUB 2 OF LOT 202 LG NW OF HWY AS DESC IN VOL 2173 PG 262 & RW
Legal Subdivision	MP 15 BNYMC RO
Legal Lot Number	202
Jurisdiction	MONTEREY CA
Township / Civil Division	CASTROVILLE
Census Block Group	3
Census Block	3006
Census Tract	10305

Owner

Source: Monterey County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18832 MORO RD, SALINAS, CA 93907-8912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 26, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jul 23, 2018	Grant Deed, Transfer · VA Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Prior Sale	May 14, 2015
Deed Document Number	2018032181
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	18832 MORO RD, SALINAS, CA 93907-8912
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	TITLE CONNECT CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18832 MORO RD, SALINAS, CA 93907-8912

Mortgage

Document Number	0000077691
Date	Nov 16, 2021
Instrument	2021077691

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	18832 MORO RD, SALINAS, CA 93907-8912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033793
Date	Jun 26, 2017
Instrument	2017033793

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Jun 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 23, 2018
Property Address	18832 MORO RD, SALINAS, CA 93907-8912
Document Number	0000032181
Map Reference	VOOL984 PG31
Instrument Date	Jul 16, 2018
Instrument	2018032181
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	125 HOLLY DR, WATSONVILLE, CA 95076-2505

Mortgage

Document Number	0000032182
Date	Jul 23, 2018
Instrument	2018032182

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	North Monterey County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,267.00 (+4.26%) Homeowner's exemption	$574,488 (+4.04%) Land $334,654 Building $239,834
2023	$6,011.00 (+0.57%) Homeowner's exemption	$552,182 Land $321,660 Building $230,522
2022	$5,977.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORO COJO MWA private · serves 67 people · EPA ID CA2700656
Water Source	Groundwater
Last State Inspection	May 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile.

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