18831 E Ham Lake Dr, Akeley, MN 56433 Property Records

Hubbard County property record for 18831 E Ham Lake Dr, Akeley, MN 56433

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,560 sqft · built 2012
Lot Size1.54 acres (67,082 sqft)
OwnerTrust Name on File
Tax Bill$5,228 (2026)
Deeds & MortgagesJan 2022 Refinance
Mar 2019 Mortgage
+ 1 more
APN28.41.01000

Property Details

APN / Parcel Number

Primary APN28.41.01000
Alternative APN
  • 48163

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,560 sqft Living Area
1st Floor Area1,560 sqft
Basement Area1,560 sqft
Finished Basement1,560 sqft
FlooringWood
Interior WallsPlywood

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area67,082 sqft (1.54 acres)
Lot Width194 ft Width
Garage Area1,248 sqft
DrivewayConcrete Driveway
Driveway Area192 sqft
Parking Spaces4 Parking Spaces
Deck Area160 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelElectric

Location & Zoning

Account Number48163
Street Address18831 E HAM LAKE DR
CityAKELEY
StateMN
Zip56433-8459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.54 AC WOK HAMLETT LOTS 10 & 11
Legal SubdivisionHAMLETT
Legal Lot Number10-11
JurisdictionHUBBARD MN
Township / Civil DivisionWHITE OAK
Census Block Group2
Census Block2049
Census Tract70400

Owner

18831 E Ham Lake Dr is owner-occupied and held in a trust since April 2010.

Source: Hubbard County records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address18831 E HAM LAKE DR, AKELEY, MN 56433-8459
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
TRUSTONE FINANCIAL FCU
Mar 14, 2019Deed of Trust, Mortgage · Unknown
FIREFLY FEDERAL CREDIT UNION
Feb 27, 2019Deed of Trust, Mortgage · Balloon Mortgage
FIREFLY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 9, 2010
Transfer Doc0000345468
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Property Address18831 E HAM LAKE DR, AKELEY, MN 56433-8459
Transaction TypeMortgage
Record UpdatedFeb 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000421810
DateJan 18, 2022
InstrumentA000421810
Lender
NameTRUSTONE FINANCIAL FCU
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueFeb 1, 2032

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Property Address18831 E HAM LAKE DR, AKELEY, MN 56433-8459
Transaction TypeMortgage
Record UpdatedApr 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000401832
DateMar 14, 2019
InstrumentA000401832
Lender
NameFIREFLY FEDERAL CREDIT UNION
Agreement
TypeUnknown
AmountAmount on Record
Term169 Months
DueApr 1, 2033

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Property Address18831 E HAM LAKE DR, AKELEY, MN 56433-8459
Transaction TypeMortgage
Record UpdatedApr 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000401631
DateFeb 27, 2019
InstrumentA000401631
Lender
NameFIREFLY FEDERAL CREDIT UNION
Agreement
TypeBalloon Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 18831 E Ham Lake Dr was $5,228 with a homeowner's exemption.

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHubbard County
County SubdivisionWhite Oak Township
Unified School DistrictWalker-Hackensack-Akeley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,228.00 Homeowner's exemption
2025$5,228.00$710,500 Land $209,800 Building $500,700$710,500 Land $209,800 Building $500,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 18831 E Ham Lake Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18831 E Ham Lake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Arvig
Fiber
1,000 / 500

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