Miami County property record for 1883 Lakeshore Dr, Troy, OH 45373 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,778 sqft · built 1966 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Owner Name on File |
| Last Sale | $175,000 (Jul 2014) |
| Tax Bill | $3,071 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-081501 |
| Primary APN | C06-081501 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,778 sqft Living Area |
| 1st Floor Area | 1,778 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 36,155 sqft (0.83 acres) |
| Lot Dimensions | 288 ft deep x 129 ft wide |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 336 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Patio Area | 320 sqft |
| Canopy | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | C06CC032C00200 |
|---|---|
| Street Address | 1883 LAKESHORE DR |
| City | TROY |
| State | OH |
| Zip | 45373-8715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-5-32 LOT 2 CONCORD ACRES |
| Legal Range | 05 |
| Legal Township | 06 |
| Legal Section | 32 |
| Legal Subdivision | CONCORD ACRES |
| Legal Lot Number | 2 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 365302 |
Source: Miami County records · APN C06-081501
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1883 LAKESHORE DR, TROY, OH 45373-8715 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 12, 2024 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Apr 16, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MINSTER BANK |
| Last Sale | Jul 01, 2014 · Amount on Record |
|---|---|
| Deed Sale | Jul 01, 2014 · Amount on Record |
| Prior Sale | Jul 24, 2001 · Amount on Record |
| Deed Document Number | 1046 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1883 LAKESHORE DR, TROY, OH 45373-8715 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1883 LAKESHORE DR, TROY, OH 45373-8715 |
| Document Number | 0000011700 |
|---|---|
| Date | Nov 12, 2024 |
| Instrument | 2024OR-11700 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | 3560 PENTAGON BLVD, BEAVERCREEK, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1883 LAKESHORE DR, TROY, OH 45373-8715 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1883 LAKESHORE DR, TROY, OH 45373-8715 |
| Document Number | 0000003699 |
|---|---|
| Date | Apr 16, 2024 |
| Instrument | 2024OR-03699 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1883 LAKESHORE DR, TROY, OH 45373-8715 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FIRST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000009821 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 2019OR-09821 |
| Name | MINSTER BANK |
|---|---|
| Type | Bank |
| Address | MINSTER, OH 45865 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 20, 2029 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,071.00 (-13.91%) Homeowner's exemption | $86,000 (-6.14%) Land $17,010 Building $68,990 | $245,700 (-6.15%) Land $48,600 Building $197,100 |
| 2024 | $3,567.00 (+2.06%) Homeowner's exemption | $91,630 (-) Land $16,940 Building $74,690 | |
| 2023 | $3,495.00 (+14.48%) Homeowner's exemption | $91,630 (-2.14%) Land $16,940 Building $74,690 | $261,800 (-2.13%) Land $48,400 Building $213,400 |
| 2022 | $3,053.00 Homeowner's exemption | $93,630 Land $16,940 Building $76,690 | $267,500 Land $48,400 Building $219,100 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093653021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 8 individual NFIP policies nearby |
| Nearby Flood Policies | 8 in force 8 of 8 on primary residences |
| Nearby Flood Claims | 5 (1999–2014) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2014, river or lake flooding |
| Wildfire Risk | Low above 4% of the US · above 19% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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