Jackson County property record for 18828 E State Rte 78, Independence, MO 64057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,992 sqft · built 1953 |
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,549 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-510-06-13 |
| Primary APN | 25-510-06-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,992 sqft Living Area |
| Gross Area | 3,984 sqft |
| 1st Floor Area | 1,420 sqft |
| Basement Area | 1,992 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,991 sqft (2.02 acres) |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 1768339 |
|---|---|
| Street Address | 18828 E STATE ROUTE 78 |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64057-2024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC-08 TWP-49 RNG-31---PT OF NE 1/4 DAF: BEG AT A PT ON W LI NE 1/4 SD PT 747.22' S OF NW COR NW 1/4 NE 1/4 SD PT ALSO S W CO |
| Legal Range | 31 |
| Legal Township | 49 |
| Legal Section | 08 |
| Legal Subdivision | A |
| Legal Tract | 1 |
| Legal Lot Number | 93 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11407 |
Source: Jackson County records · APN 25-510-06-13
Assessment roll updated June 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18828 E STATE ROUTE 78, INDEPENDENCE, MO 64057-2024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jul 09, 2020 | Warranty Deed, Transfer · FHA Mortgage LEADERONE FIN'L |
| Nov 20, 2019 | Deed of Trust, Mortgage · Line of Credit UMB BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 09, 2020 |
| Deed Sale | Jul 09, 2020 |
| Deed Document Number | 2020E0058202 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 18828 E STATE ROUTE 78, INDEPENDENCE, MO 64057-2024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 18828 E STATE ROUTE 78, INDEPENDENCE, MO 64057-2024 |
| Document Number | 00E0011465 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 2026E0011465 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Jul 09, 2020 |
| Property Address | 18828 E STATE ROUTE 78, INDEPENDENCE, MO 64057-2024 |
| Document Number | 0000E58202 |
| Instrument Date | Jul 01, 2020 |
| Instrument | 58202E |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18828 E M 78 HWY INDEPENDENCE MO 64057, INDEPENDENCE, MO 64057 |
| Document Number | E58203 |
|---|---|
| Date | Jul 09, 2020 |
| Instrument | 58203E |
| Name | LEADERONE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 08, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 18828 E STATE ROUTE 78, INDEPENDENCE, MO 64057-2024 |
| Document Number | 0000E98503 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18828 E STATE ROUTE 78 INDEPENDENCE MO 640572024, INDEPENDENCE, MO 64057-2024 |
| Document Number | 0000E98503 |
|---|---|
| Date | Dec 02, 2019 |
| Instrument | 98503E |
| Name | UMB BK |
|---|---|
| Type | Bank |
| Address | INDEPENDENCE, MO 64057 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,657 (-32.35%) Land $10,142 Building $24,515 | $184,720 (-32.09%) | |
| 2024 | $3,549.00 (+2.34%) | ||
| 2023 | $3,468.00 | $51,230 Land $2,954 Building $48,276 | $272,000 |
Source: FEMA National Flood Hazard Layer as of May 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon, Wisper ISP.
Based on FCC filings for 226 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDEPENDENCE PWS serves 120,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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