18825 Shearer Rd, Davidson, NC 28036 Property Records

Mecklenburg County property record for 18825 Shearer Rd, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 1979
Lot Size	1.65 acres (72,266 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Jul 2021)
Tax Bill	$3,169 (2023)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-415-08`

Property Details

APN / Parcel Number

Primary APN	`007-415-08`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,612 sqft Heated Area
Gross Area	2,200 sqft
1st Floor Area	1,612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	72,266 sqft (1.65 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	12 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	007-415-08
Street Address	18825 SHEARER RD
City	DAVIDSON
State	NC
Zip	28036-7715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NE
Legal Description	CITY/MUNI/TWP:UNINC MAP REF:BK 7 PG 41
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	2
Census Block	2002
Census Tract	6404

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18825 SHEARER RD, DAVIDSON, NC 28036-7715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Warranty Deed, Transfer · VA Mortgage PENTAGON FCU
Nov 3, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 15, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Prior Sale	May 15, 2017 · Amount on Record
Deed Document Number	0036272278
Deed Book / Page	36272 / 278
Record Updated	Jun 7, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 8, 2021
Property Address	18825 SHEARER RD, DAVIDSON, NC 28036-7715
Document Number	0000132089
Book / Page	36272 / 278
Instrument Date	Jul 2, 2021
Instrument	2021132089
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	SOUTHERN SUN TITLE COMPANY INC, SOUTHERN HOMES TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1550 PIKE PLACE CT, KERNERSVILLE, NC 27284-7277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18825 SHEARER RD, DAVIDSON, NC 28036-7715

Mortgage

Document Number	0000132090
Date	Jul 8, 2021
Instrument	2021132090

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18825 SHEARER RD, DAVIDSON, NC 28036-7715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18825 SHEARER RD, DAVIDSON, NC 28036-7715

Mortgage

Document Number	0000183745
Date	Nov 3, 2020
Book Page	35266/489
Instrument	2020183745

Lender

Name	TRUIST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18825 SHEARER RD, DAVIDSON, NC 28036-7715
Document Number	0000071129
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18825 SHEARER RD DAVIDSON NC 280367715, DAVIDSON, NC 28036-7715

Mortgage

Document Number	0000071129
Date	May 19, 2020
Book Page	034588/000511
Instrument	71129

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 18, 2035

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 15, 2017
Property Address	18825 SHEARER RD, DAVIDSON, NC 28036-7715
Document Number	0000063492
Book / Page	031800 / 000225
Instrument Date	May 15, 2017
Instrument	63492
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18825 SHEARER RD DAVIDSON NC 280367715, DAVIDSON, NC 28036-7715

Mortgage

Document Number	63493
Date	May 15, 2017
Book Page	031800/000228
Instrument	63493

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILOH CHURCH ROAD S/D serves 3,102 people · EPA ID NC2013022
Water Source	Purchased surface water from CITY OF CONCORD
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20

May also be available: Verizon.

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