18824 Nautical Dr, Apt 28, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18824 Nautical Dr, Apt 28, Cornelius, NC 28031

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,100 sqft · built 1999
Lot Size	4.16 acres (181,237 sqft)
Owner	Individual Name on Record
Last Sale	$399,000 (Sep 2023)
Tax Bill	$2,050 (2024)
Deeds & Mortgages	Sep 2023 Sale Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-489-28`

Property Details

APN / Parcel Number

Primary APN	`001-489-28`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	19 Units
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	181,237 sqft (4.16 acres)
View / Lot	Waterfront
Porch	Finished/Open Porch
Porch Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18824 NAUTICAL DR, 28
City	CORNELIUS
State	NC
Zip	28031-8062
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Description	UNIT 28 BLD2 U/F 334
Legal Subdivision	CHALCOMBE COURT CONDO
Legal Block	C
Legal Lot Number	91
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2000
Census Tract	6220

Owner

Source: Mecklenburg County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18824 NAUTICAL DR, 28, CORNELIUS, NC 28031-8062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Warranty Deed, Transfer
Feb 24, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 9, 2021	Intrafamily Transfer, Transfer
Jan 24, 2020	Warranty Deed, Transfer · VA Mortgage RAPID MORTGAGE COMPANY
Jun 25, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 21, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Prior Sale	Jan 24, 2020 · Amount on Record
Prior Transfer Date	Oct 8, 2021
Prior Transfer Doc	0000213977
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 22, 2023
Property Address	18824 NAUTICAL DR APT 28, 28, CORNELIUS, NC 28031-8062
Document Number	0000090945
Book / Page	38386 / 944
Map Reference	MB 5326 PG 737
Instrument Date	Sep 22, 2023
Instrument	2023090945
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Amount	Amount Recorded
Tax	$798.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	364 CLUB DR, GASTONIA, NC 28054-3929

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18824 NAUTICAL DR APT 28, 28, CORNELIUS, NC 28031-8062

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18824 NAUTICAL DR APT 28, 28, CORNELIUS, NC 28031-8062
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035328
Date	Feb 24, 2021
Book Page	35710/864
Instrument	2021035328

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 9, 2021
Property Address	18824 NAUTICAL DR APT 28, 28, CORNELIUS, NC 28031-8062
Document Number	0000213977
Book / Page	36743 / 533
Map Reference	MB 5326 PG 737
Instrument Date	Oct 8, 2021
Instrument	2021213977
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	18824 NAUTICAL DR APT 28, 28, CORNELIUS, NC 28031-8062

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 24, 2020
Property Address	18824 NAUTICAL DR APT 28, 28, CORNELIUS, NC 28031-8062
Document Number	0000011290
Book / Page	34230 / 037
Map Reference	MB 5326 PG 737
Instrument Date	Jan 23, 2020
Instrument	2020011290
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	MOREHEAD TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7205 650 W, 7205, ANGOLA, IN 46703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18824 NAUTICAL DR APT 28, 28, CORNELIUS, NC 28031-8062

Mortgage

Document Number	0000011291
Date	Jan 24, 2020
Instrument	2020011291

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 25, 2019
Property Address	18824 NAUTICAL DR APT 28, 28, CORNELIUS, NC 28031-8062
Document Number	0000078814
Book / Page	33615 / 264
Map Reference	MB 10350 PG 856
Instrument Date	Jun 19, 2019
Instrument	2019078814
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	VENTURE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$398.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9521 RICKSTED COURT, 9521, CORNELIUS, NC 28031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18824 NAUTICAL DR APT 28, 28, CORNELIUS, NC 28031-8062

Mortgage

Document Number	0000078815
Date	Jun 25, 2019
Instrument	2019078815

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 21, 2017
Property Address	18824 NAUTICAL DR APT 28, 28, CORNELIUS, NC 28031-8062
Document Number	0000035715
Book / Page	31651 / 772
Map Reference	MB5326 PG737
Instrument Date	Mar 17, 2017
Instrument	2017035715
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18824 NAUTICAL DR APT 28, 18824, CORNELIUS, NC 28031-8062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19205 ENGLISH DAISY DR, CORNELIUS, NC 28031-7876

Mortgage

Document Number	0000035716
Date	Mar 21, 2017
Instrument	2017035716

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$304,978 (-) Building $304,978	$304,978 (-) Building $304,978
2024	$2,050.00 (-20.79%)
2023	$2,588.00	$304,978 Building $304,978	$304,978 Building $304,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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