18822 E 300th Rd, West Union, IL 62477 Property Records

Clark County property record for 18822 E 300th Rd, West Union, IL 62477

Property Summary

Property Type	Rural Home
Details	2 ba · 1,412 sqft · built 1925
Lot Size	93 acres (4,051,080 sqft)
Owner	2 Individual Names on File
Last Sale	$35,400 (Dec 2001)
Tax Bill	$2,968 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-19-30-00-400-002`

Property Details

APN / Parcel Number

Primary APN	`15-19-30-00-400-002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,412 sqft Living Area
Basement Area	706 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	4,051,080 sqft (93 acres)
Garage Type	Attached
Total Buildings	2 Buildings

Location & Zoning

Street Address	18822 E 300TH RD
City	WEST UNION
State	IL
Zip	62477-2811
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1H,1OB,1X,3M W RR E 1/4 SE & SW SE
Jurisdiction	CLARK IL
Township / Civil Division	YORK
Census Block Group	6
Census Block	6083
Census Tract	60100

Owner

18822 E 300th Rd, a rural home, is owned and occupied by two individuals who bought it in December 2001.

Source: Clark County records, as of August 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18822 E 300TH RD, WEST UNION, IL 62477-2811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA
May 14, 2018	Deed of Trust, Mortgage · Line of Credit BUNKER HILL SUPPLY COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2001 · Amount on File
Deed Sale	Dec 27, 2001 · Amount on File
Deed Book / Page	259 / 279281
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK IL
Property Address	18822 E 300TH RD, WEST UNION, IL 62477-2811
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18822 E 300TH RD, WEST UNION, IL 62477-2811

Mortgage

Document Number	0000697/17
Date	Sep 15, 2025
Book Page	697/17
Instrument	2025-00001787

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	MARSHALL, IL 62441

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	53 Months
Due	Feb 1, 2030

Interest

Rate	7.5%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK IL
Property Address	18822 E 300TH RD, WEST UNION, IL 62477-2811
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18822 E 300TH RD, WEST UNION, IL 62477-2811

Mortgage

Document Number	0000697/31
Date	Sep 15, 2025
Book Page	697/31
Instrument	2025-00001788

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	MARSHALL, IL 62441

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	8 Months
Due	Apr 30, 2026

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK IL
Property Address	18822 E 300TH RD, WEST UNION, IL 62477-2811
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00621/0405
Date	May 14, 2018
Book Page	0621/0405
Instrument	2018-00000949

Lender

Name	BUNKER HILL SUPPLY COMPANY
Type	Non-Lending Institution
Address	HUTSONVILLE, IL 62433

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	10 Months
Due	Feb 28, 2019

Interest

Rate Type	Adjustable Rate
Rate	9%
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 18822 E 300th Rd was $2,968 with exemptions applied.

Source: Clark County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clark County
County Subdivision	York Township
Unified School District	Hutsonville Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,968.00	$70,817 Land $37,464 Building $33,353	$212,451 Land $112,392 Building $100,059
2022	$3,394.00 Homeowner's exemption	$54,436 Land $25,628 Building $28,808

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18822 E 300th Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	15 (2003–2018)
Claims Outside the SFHA	11 of 15
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18822 E 300th Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Joink Fixed Wireless	50 / 6
AT&T Fixed Wireless	25 / 3

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