18821 Cloverstone Cir, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18821 Cloverstone Cir, Cornelius, NC 28031

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,659 sqft · built 2000
Lot Size	0.608 acres (26,506 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Aug 2021)
Tax Bill	$2,876 (2023)
Deeds & Mortgages	Aug 2021 Sale Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-111-75`

Property Details

APN / Parcel Number

Primary APN	`005-111-75`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,659 sqft Heated Area
Gross Area	1,929 sqft
1st Floor Area	1,659 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Wood
Lot Area	26,506 sqft (0.608 acres)
Garage Area	240 sqft
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	005-111-75
Street Address	18821 CLOVERSTONE CIR
City	CORNELIUS
State	NC
Zip	28031-5634
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Description	UNIT 22 BLD11 U/F 538-1
Legal Subdivision	EDINBURGH SQUARE CONDOS
Legal Unit	22
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2015
Census Tract	6208

Owner

18821 Cloverstone Cir, a condominium, is owned and occupied by an individual who bought it in August 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	18821 CLOVERSTONE CIR, CORNELIUS, NC 28031-5634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Warranty Deed, Transfer SOUTH CITY TITLE
Aug 4, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on File
Deed Sale	Aug 13, 2021 · Amount on File
Prior Sale	Aug 4, 2017 · Amount on File
Deed Document Number	0036408364
Deed Book / Page	36408 / 364
Record Updated	Jun 7, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 13, 2021
Property Address	18821 CLOVERSTONE CIR, CORNELIUS, NC 28031-5634
Document Number	0000156285
Book / Page	36408 / 364
Map Reference	MB 11504 PG 703
Instrument Date	Aug 9, 2021
Instrument	2021156285
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	SOUTH CITY TITLE

Transaction

Amount	Amount on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4005 AUTUMN LN, BLACKSBURG, VA 24060-8681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18821 CLOVERSTONE CIR, CORNELIUS, NC 28031-5634

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 4, 2017
Property Address	18821 CLOVERSTONE CIR, CORNELIUS, NC 28031-5634
Document Number	0000105671
Book / Page	32022 / 484
Map Reference	MB11504 PG703
Instrument Date	Jul 1, 2017
Instrument	2017105671
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18821 CLOVERSTONE CIR, CORNELIUS, NC 28031-5634

Mortgage

Document Number	0000105672
Date	Aug 4, 2017
Instrument	2017105672

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	5 Years
Min Rate At Change	2%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 18821 Cloverstone Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18821 Cloverstone Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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