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1882 Pine Flat Rd, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 1882 Pine Flat Rd, Santa Cruz, CA 95060

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,858 sqft · built 1983
Lot Size1.08 acres (47,175 sqft)
Owner2 Individual Names on File
Last Sale$1,315,000 (May 2021)
Tax Bill$16,657 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN080-282-02

Property Details

APN / Parcel Number

Primary APN080-282-02
Alternative APN
  • 080-282-02-000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,858 sqft Living Area
Gross Area4,542 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area47,175 sqft
Garage TypeAttached
Garage Area684 sqft
Parking Spaces2 Parking Spaces
Deck Area1,812 sqft
Patio Area1,812 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic

Location & Zoning

Street Address1882 PINE FLAT RD
CitySANTA CRUZ
StateCA
Zip95060-9610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal SubdivisionWESTDALE
Legal Lot Number2
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWEST SANTA CRUZ
Census Block Group1
Census Block1004
Census Tract120200

Owner

1882 Pine Flat Rd is owned and occupied by two individuals who bought it in May 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address1882 PINE FLAT RD, SANTA CRUZ, CA 95060-9610
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Grant Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Jul 3, 2017Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2021 · Amount on File
Deed SaleMay 28, 2021 · Amount on File
Prior SaleSep 3, 2015 · Amount on File
Deed Document Number202130111
Prior Transfer DateNov 3, 2011
Prior Transfer Doc0000049689
Record UpdatedSep 20, 2026

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 28, 2021
Property Address1882 PINE FLAT RD, SANTA CRUZ, CA 95060-9610
Document Number0000030111
Map ReferenceMB 33 PG 77
Instrument DateMay 11, 2021
Instrument2021-0030111
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,446.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address10 DE ANZA CT, SAN MATEO, CA 94402-3978

Mortgage

Document Number0000030112
DateMay 28, 2021
Instrument2021-0030112
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1882 PINE FLAT RD, SANTA CRUZ, CA 95060-9610
Document Number0000022373
Instrument DateJul 3, 2017
Transaction TypeMortgage
Record UpdatedOct 24, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1882 PINE FLAT RD SANTA CRUZ CA 950609610, SANTA CRUZ, CA 95060-9610

Mortgage

Document Number0000022373
DateJul 10, 2017
Instrument22373
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 9, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1882 Pine Flat Rd was $16,657 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Elementary School DistrictBonny Doon Union Elementary School District (KG - 06)
Secondary School DistrictSanta Cruz City High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,451,866 (+2%) Land $899,826 Building $552,040
2025$16,657.00 Homeowner's exemption$1,423,398 Land $882,182 Building $541,216
2023$15,246.00 (+1.59%) Homeowner's exemption$1,368,126 Land $847,926 Building $520,200$1,254,420
2022$15,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1882 Pine Flat Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1995–2023)
Claims Outside the SFHA4 of 7
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1882 Pine Flat Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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