1882 Lizard Ridge Rd, Bedford, VA 24523 Property Records

Bedford County property record for 1882 Lizard Ridge Rd, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,744 sqft · built 2012
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Individual Names on File
Last Sale	$530,900 (Apr 2025)
Tax Bill	$1,778 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Mar 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`76 2 2C`

Property Details

APN / Parcel Number

Primary APN	`76 2 2C`
Alternative APNs	`90504952` `478533`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,744 sqft Living Area
1st Floor Area	1,316 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	77,537 sqft (1.78 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1882 LIZARD RIDGE RD
City	BEDFORD
State	VA
Zip	24523-6473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2C PB 42/112
Legal Subdivision	PROPERTY OF PERRY M & PHYLLIS A PINION
Legal Lot Number	2
Jurisdiction	BEDFORD VA
Township / Civil Division	5
Census Block Group	2
Census Block	2066
Census Tract	30300

Owner

1882 Lizard Ridge Rd is owned and occupied by two individuals who bought it in April 2025.

Source: Bedford County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1882 LIZARD RIDGE RD, BEDFORD, VA 24523-6473
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2018	Deed of Trust, Mortgage · FHA Mortgage GLOBAL EQUITY FINANCE INC
Mar 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
May 3, 2019	Deed of Trust, Mortgage · FHA Mortgage GLOBAL EQUITY FINANCE INC
May 6, 2019	Deed of Trust, Mortgage · FHA Mortgage GLOBAL EQUITY FINANCE INC
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 14, 2022	Warranty Deed, Transfer NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2025 · Amount on File
Deed Sale	Apr 10, 2025 · Amount on File
Prior Sale	May 22, 2024 · Amount on File
Deed Document Number	20252763
Prior Transfer Date	Nov 17, 2010
Prior Transfer Doc	0000012378
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1882 LIZARD RIDGE RD, BEDFORD, VA 24523-6473
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180006518
Date	Jul 18, 2018
Instrument	180006518

Lender

Name	GLOBAL EQUITY FINANCE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1882 LIZARD RIDGE RD, BEDFORD, VA 24523-6473
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003459
Date	Mar 9, 2021
Instrument	210003459

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	339 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1882 LIZARD RIDGE RD, BEDFORD, VA 24523-6473
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190003892
Date	May 3, 2019
Instrument	190003892

Lender

Name	GLOBAL EQUITY FINANCE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1882 LIZARD RIDGE RD, BEDFORD, VA 24523-6473
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190003907
Date	May 6, 2019
Instrument	190003907

Lender

Name	GLOBAL EQUITY FINANCE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1882 LIZARD RIDGE RD, BEDFORD, VA 24523-6473
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220012787
Date	Dec 1, 2022
Instrument	220012787

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jan 14, 2022
Property Address	1882 LIZARD RIDGE RD, BEDFORD, VA 24523-6473
Document Number	0220000679
Instrument Date	Jan 12, 2022
Instrument	220000679
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1882 LIZARD RIDGE RD, BEDFORD, VA 24523-6473

Tax Assessment & Valuation

The 2025 property tax bill for 1882 Lizard Ridge Rd was $1,778.

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,778.00	$433,900 Land $70,000 Building $363,900
2023	$1,778.00 Additional exemption filed	$216,950	$433,900 Land $70,000 Building $363,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1882 Lizard Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1882 Lizard Ridge Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 80% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,200 / 1,200

Cell Coverage

5G (outdoors only) and 4G LTE

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