1882 Deerwood Pl, Hernando, MS 38632 Property Records

DeSoto County property record for 1882 Deerwood Pl, Hernando, MS 38632

Property Summary

Property Type	Other Improved
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$706,562 (Sep 2025)
Tax Bill	$519 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-9-32-00-0-00040-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-9-32-00-0-00040-00`

Exterior

Lot Area	217,800 sqft (5 acres)
Shed	1 Shed
Shed Area	800 sqft

Location & Zoning

Street Address	1882 DEERWOOD PL
City	HERNANDO
State	MS
Zip	38632
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	A
Legal Description	32-3-7 PT SE 1/4
Legal Range	007
Legal Township	03S
Legal Section	32
Legal Lot Number	40
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2057
Census Tract	71002

Owner

Source: DeSoto County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3118 VINEYARD DR S, SOUTHAVEN, MS 38672-6032
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS
Sep 22, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan BANKPLUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Deed Book / Page	1025 / 17844
Prior Transfer Date	May 5, 2025
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	May 12, 2026
Property Address	1882 DEERWOOD PL, HERNANDO, MS 38632
Document Number	5663050756
Book / Page	5663 / 50756
Instrument Date	May 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1882 DEERWOOD PL, HERNANDO, MS 38632

Mortgage

Document Number	5663050756,
Date	May 12, 2026
Book Page	5663/50756

Lender

Name	BANKPLUS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1882 DEERWOOD PL, HERNANDO, MS 38632
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3118 VINEYARD DR S, SOUTHAVEN, MS 38672-6032

Mortgage

Document Number	5662/96472
Date	Sep 22, 2025
Book Page	5662/96472

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	13 Months
Due	Oct 5, 2026

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$519.00 (-16.83%)	$6,219 (+0.6%) Land $6,000 Building $219	$41,459 (+0.59%) Land $40,000 Building $1,459
2023	$624.00	$6,182	$41,216 Land $40,000 Building $1,216

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 75% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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