Mecklenburg County property record for 18817 Silver Quay Dr, Cornelius, NC 28031
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,568 sqft · built 1994 |
| Lot Size | 0.091 acres (3,978 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Feb 2021) |
| Tax Bill | $3,034 (2023) |
| Deeds & Mortgages | Aug 2021 Line of Credit Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-483-61 |
| Primary APN | 001-483-61 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Heated Area |
| Gross Area | 1,892 sqft |
| 1st Floor Area | 1,024 sqft |
| Upper Floors Area | 456 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 3,978 sqft (0.091 acres) |
| Garage Area | 264 sqft |
| Porch | Porch |
| Porch Area | 148 sqft |
| Patio Area | 117 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-483-61 |
|---|---|
| Street Address | 18817 SILVER QUAY DR |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-8641 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NR |
| Legal Description | L23 BLD 5 M26-278 |
| Legal Subdivision | SILVER QUAY |
| Legal Block | 5 |
| Legal Lot Number | 23,D |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 6220 |
18817 Silver Quay Dr, a townhouse, is owned and occupied by an individual who bought it in February 2021.
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 18817 SILVER QUAY DR, CORNELIUS, NC 28031-8641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| Feb 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2021 · Amount on File |
| Deed Sale | Feb 9, 2021 · Amount on File |
| Prior Sale | Jul 1, 2015 · Amount on File |
| Deed Document Number | 0035651222 |
| Deed Book / Page | 35651 / 222 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18817 SILVER QUAY DR, CORNELIUS, NC 28031-8641 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000150380 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 36376/521 |
| Instrument | 2021150380 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 3, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 9, 2021 |
| Property Address | 18817 SILVER QUAY DR, CORNELIUS, NC 28031-8641 |
| Document Number | 0000024877 |
| Book / Page | 35651 / 222 |
| Map Reference | MB 26 PG 278 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 2021024877 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4580 ANDOVER WAY # WAY205B, WAY205B, NAPLES, FL 34112-7250 |
| Name | Verified Name |
|---|---|
| Address | 18817 SILVER QUAY DR, CORNELIUS, NC 28031-8641 |
| Document Number | 0000024878 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 2021024878 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 18817 Silver Quay Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18817 Silver Quay Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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