18816 Nautical Dr, Apt 13, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18816 Nautical Dr, Apt 13, Cornelius, NC 28031

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,333 sqft · built 1999
Lot Size	4.16 acres (181,237 sqft)
Owner	2 Individual Names on Record
Last Sale	$251,500 (Jan 2007)
Tax Bill	$2,495 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-489-13`

Property Details

APN / Parcel Number

Primary APN	`001-489-13`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	19 Units
Stories	1 Story
Building Area	1,333 sqft Living Area
1st Floor Area	1,333 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	181,237 sqft (4.16 acres)
View / Lot	Waterfront
Porch	Finished/Open Porch
Porch Area	103 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18816 NAUTICAL DR, 13
City	CORNELIUS
State	NC
Zip	28031-8061
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Description	UNIT 13 BLD1 U/F 334
Legal Subdivision	ADMIRALS QUARTERS CONDO
Legal Block	C
Legal Lot Number	91
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2000
Census Tract	6220

Owner

Source: Mecklenburg County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18816 NAUTICAL DR, 13, CORNELIUS, NC 28031-8061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE
Apr 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC A V
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2007 · Amount on Record
Deed Sale	Jan 31, 2007 · Amount on Record
Prior Sale	Feb 3, 2006 · Amount on Record
Deed Document Number	200720131
Deed Book / Page	21711 / 184
Last Transfer Date	Apr 24, 2020
Transfer Doc	0000064261
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 28, 2026
Property Address	18816 NAUTICAL DR, 13, CORNELIUS, NC 28031-8061
Document Number	0000093238
Book / Page	40680 / 698
Instrument Date	Aug 24, 2026
Instrument	202693238
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18816 NAUTICAL DR, 13, CORNELIUS, NC 28031-8061

Mortgage

Document Number	0000093238,
Date	Aug 28, 2026
Book Page	40680/698
Instrument	202693238

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18816 NAUTICAL DR APT 13, 13, CORNELIUS, NC 28031-8061
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18816 NAUTICAL DR 13, 13, CORNELIUS, NC 28031-8061

Mortgage

Document Number	0000028549
Date	Apr 1, 2024
Book Page	38725/396
Instrument	2024028549

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC A V
Address	600 LYNNHAVEN PKWY STE 100, VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18816 NAUTICAL DR APT 13, 13, CORNELIUS, NC 28031-8061
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097041
Date	May 17, 2021
Book Page	36068/794
Instrument	2021097041

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 6, 2020
Property Address	18816 NAUTICAL DR APT 13, 13, CORNELIUS, NC 28031-8061
Document Number	0000064261
Book / Page	034548 / 000218
Instrument Date	Apr 24, 2020
Instrument	64261
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18816 NAUTICAL DR #13 CORNELIUS NC 280318061, 13, CORNELIUS, NC 28031-8061

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 7, 2017
Property Address	18816 NAUTICAL DR APT 13, 13, CORNELIUS, NC 28031-8061
Document Number	0000016357
Book / Page	031551 / 000812
Instrument Date	Feb 2, 2017
Instrument	16357
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5333 MOORESVILLE NC 281175333, MOORESVILLE, NC 28117-5333

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,495.00	$366,572 Building $366,572	$366,572 Building $366,572

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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