18812 Rd B13, Continental, OH 45831 Property Records

Putnam County property record for 18812 Rd B13, Continental, OH 45831

Property Summary

Property Type	Rural Home
Details	2 bd · 1.5 ba · 2,184 sqft
Lot Size	10.2 acres (446,490 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,491 (2025)
Deeds & Mortgages	Jun 2026 Reverse Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-021040.0000`

Property Details

APN / Parcel Number

Primary APN	`34-021040.0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,184 sqft Living Area
1st Floor Area	1,872 sqft
Upper Floors Area	624 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	446,490 sqft (10.2 acres)
Shed	1 Shed
Shed Area	144 sqft
Pole Barn	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	18812 ROAD B13
City	CONTINENTAL
State	OH
Zip	45831-9715
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	2N 6E 07 SPT E SPT W NW
Legal Range	6E
Legal Township	2N
Legal Section	07
Jurisdiction	PUTNAM OH
Township / Civil Division	PALMER
Census Block Group	1
Census Block	1099
Census Tract	30200

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	18812 ROAD B13, CONTINENTAL, OH 45831-9715
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Quit Claim Deed, Transfer · Reverse Mortgage MUTUAL/OMAHA MORTGAGE LLC
Mar 20, 2017	Deed of Trust, Mortgage · ARM THE CITIZENS NATIONAL BANK OF BLUFFTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 20, 2026
Transfer Doc	0000002669
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM OH
Recording Date	Jun 18, 2026
Property Address	18812 ROAD B13, CONTINENTAL, OH 45831-9715
Document Number	0000002669
Book / Page	788 / 998
Instrument Date	Mar 20, 2026
Instrument	20262669
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ALLEGIANT REVERSE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	18812 ROAD B13, CONTINENTAL, OH 45831-9715

Mortgage

Document Number	0000002670,
Date	Jun 18, 2026
Instrument	20262670

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	832 Months
Due	Oct 13, 2095

Interest

Rate	6.37%
Max Rate	-1%

Mortgage

Document Number	0000002671,
Date	Jun 18, 2026
Book Page	788/1020
Instrument	20262671

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	69 Months
Due	Oct 13, 2095

Interest

Rate	6.37%
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	18812 ROAD B13, CONTINENTAL, OH 45831-9715
Transaction Type	Mortgage
Record Updated	Apr 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700001122
Date	Mar 20, 2017
Book Page	687/1328
Instrument	201700001122

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Annually

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Palmer Township
Unified School District	Continental Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,491.00 (+4.12%) Homeowner's exemption Additional exemption filed	$52,620 (+41.76%) Land $10,760 Building $41,860	$196,310 (-) Land $76,710 Building $119,600
2023	$1,432.00 (+21.25%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$37,120 (-) Land $7,330 Building $29,790	$196,310 (+33.18%) Land $76,710 Building $119,600
2022	$1,181.00 Homeowner's exemption Additional exemption filed	$37,120 Land $7,330 Building $29,790
2020			$147,400 Land $62,290 Building $85,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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