1881 White Oak Dr, Chaska, MN 55318 Property Records

Carver County property record for 1881 White Oak Dr, Chaska, MN 55318

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,779 sqft · built 2015
Lot Size	0.573 acres (24,960 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Jul 2021)
Tax Bill	$11,100 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`30-6960190`

Property Details

APN / Parcel Number

Primary APN	`30-6960190`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,779 sqft Finished Area
Gross Area	2,705 sqft
1st Floor Area	1,561 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,960 sqft (0.573 acres)
Garage Area	950 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1881 WHITE OAK DR
City	CHASKA
State	MN
Zip	55318-1568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 32 TOWNSHIP 116 RANGE 023 WILLOW WOOD 2ND ADDITION LOT 005 BLOCK 003
Legal Range	023
Legal Township	116
Legal Section	32
Legal Subdivision	WILLOW WOOD 2ND ADDITION
Legal Block	3
Legal Lot Number	5
Jurisdiction	CARVER MN
Township / Civil Division	CHASKA
Census Block Group	1
Census Block	1002
Census Tract	90801

Owner

1881 White Oak Dr is owned and occupied by an individual who bought it in July 2021.

Source: Carver County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1881 WHITE OAK DR, CHASKA, MN 55318-1568
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 19, 2017	Deed of Trust, Mortgage · Line of Credit MERCHANTS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2021 · Amount on File
Deed Sale	Jul 14, 2021 · Amount on File
Prior Sale	Sep 23, 2015 · Amount on File
Deed Document Number	2021728798
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Jul 14, 2021
Property Address	1881 WHITE OAK DR, CHASKA, MN 55318-1568
Document Number	000A728798
Instrument Date	Jul 6, 2021
Instrument	A728798
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	TITLEMARK PLLC, TITLEMARK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1881 WHITE OAK DR, CHASKA, MN 55318-1568

Mortgage

Document Number	000A728799
Date	Jul 14, 2021
Instrument	A728799

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	1881 WHITE OAK DR, CHASKA, MN 55318-1568
Document Number	0000640965
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1881 WHITE OAK DR CHASKA MN 553181568, CHASKA, MN 55318-1568

Mortgage

Document Number	0000640965
Date	Feb 3, 2017
Instrument	640965

Lender

Name	MERCHANTS BK
Type	Bank
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 2, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1881 White Oak Dr was $11,100 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Chaska City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,100.00 Homeowner's exemption	$795,700 (-2.32%) Land $145,000 Building $650,700	$795,700 (-2.32%) Land $145,000 Building $650,700
2025		$814,600 (+2.48%) Land $140,000 Building $674,600	$814,600 (+2.48%) Land $140,000 Building $674,600
2024	$10,132.00 (+4.95%) Homeowner's exemption	$794,900 (-0.86%) Land $140,000 Building $654,900	$794,900 (-0.86%) Land $140,000 Building $654,900
2023	$9,654.00	$801,800 Land $140,000 Building $661,800	$801,800 Land $140,000 Building $661,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1881 White Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1881 White Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chaska serves 30,000 people · EPA ID MN1100002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwave Broadband, Verizon.

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