1881 Kern St, Tracy, CA 95376 Property Records

San Joaquin County property record for 1881 Kern St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,582 sqft · built 1992
Lot Size	0.193 acres (8,415 sqft)
Owner	Individual Name on Record
Last Sale	$526,000 (May 2018)
Tax Bill	$7,075 (2026)
Deeds & Mortgages	Sep 2019 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242-160-410-000`

Property Details

APN / Parcel Number

Primary APN	`242-160-410-000`
Alternative APN	`242-160-41`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,582 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,415 sqft (0.193 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	242-160-41
Street Address	1881 KERN ST
City	TRACY
State	CA
Zip	95376-9089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2227 LOT 41
Legal Subdivision	MUIRFIELD
Legal Tract	2227
Legal Block	3
Legal Lot Number	41
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3007
Census Tract	5208

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1881 KERN ST, TRACY, CA 95376-9089
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 11, 2018	Grant Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2018 · Amount on Record
Deed Sale	May 11, 2018 · Amount on Record
Prior Sale	Apr 20, 2006 · Amount on Record
Deed Document Number	201852812
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1881 KERN ST, TRACY, CA 95376-9089
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO STOCKTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099488
Date	Sep 11, 2019
Instrument	2019-099488

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 11, 2018
Property Address	1881 KERN ST, TRACY, CA 95376-9089
Document Number	0000052812
Instrument Date	May 8, 2018
Instrument	52812
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$578.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1881 KERN ST TRACY CA 953769089, TRACY, CA 95376-9089
Investor	Possibly a Property Investor

Mortgage

Document Number	52813
Date	May 11, 2018
Instrument	52813

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.25%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,075.00
2025	$7,075.00 (+10.15%)	$598,493 (+4.04%) Land $136,537 Building $461,956
2023	$6,423.00 (+2.08%)	$575,255 Land $131,236 Building $444,019	$705,870
2022	$6,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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