1881 Cairns Rd, Ely, IA 52227 Property Records

Linn County property record for 1881 Cairns Rd, Ely, IA 52227

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,895 sqft · built 1929
Lot Size	39.4 acres (1,716,263 sqft)
Owner	Individual Name on File
Tax Bill	$4,804 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18281-26001-00000`

Property Details

APN / Parcel Number

Primary APN	`18281-26001-00000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,895 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,716,263 sqft (39.4 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1881 CAIRNS RD
City	ELY
State	IA
Zip	52227-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	NW NE
Legal Range	06
Legal Township	82
Legal Section	28
Legal Subdivision	VIOLA
Jurisdiction	LINN IA
Township / Civil Division	PUTNAM
Census Block Group	4
Census Block	4021
Census Tract	10700

Owner

Source: Linn County records · APN 18281-26001-00000

Assessment roll updated September 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1881 CAIRNS RD, ELY, IA 52227-9788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2025	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Oct 27, 2020	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 14, 2012
Transfer Doc	0083850347
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1881 CAIRNS RD, ELY, IA 52227-9788
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1881 CAIRNS RD, ELY, IA 52227-9788

Mortgage

Document Number	2025027206
Date	Oct 01, 2025
Instrument	2025-027206

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	PO BOX 800, NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1881 CAIRNS RD, ELY, IA 52227-9788
Document Number	0108220247
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1881 CAIRNS RD ELY IA 522279788, ELY, IA 52227-9788

Mortgage

Document Number	0108220247
Date	Nov 02, 2020
Book Page	010822/000247

Lender

Name	GREENSTATE CU
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 01, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Linn County records · Assessment roll updated September 22, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Unified School District	Mount Vernon Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$371,600 (+15.73%) Land $113,000 Building $258,600	$371,600 (+15.73%) Land $113,000 Building $258,600
2024	$4,804.00 (+9.33%)
2023		$321,100 Land $97,300 Building $223,800	$321,100 Land $97,300 Building $223,800
2022	$4,394.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 31, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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