1881 18th Ave, Elba, NE 68835 Property Records

Howard County property record for 1881 18th Ave, Elba, NE 68835

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,404 sqft · built 2018
Lot Size	18.6 acres (811,523 sqft)
Owner	Individual Name on Record
Tax Bill	$2,403 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`471024992`

Property Details

APN / Parcel Number

Primary APN	`471024992`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,404 sqft
Basement Area	1,404 sqft

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	811,523 sqft (18.6 acres)
Deck Area	25 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1881 18TH AVE
City	ELBA
State	NE
Zip	68835-2014
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICULTURAL
Legal Description	(EL TWP)(#55-1) TRACT IN NW1/4 7-15-11 (18.63 ACRES)
Jurisdiction	HOWARD NE
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1069
Census Tract	970600

Owner

Source: Howard County records, as of March 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1881 18TH AVE, ELBA, NE 68835-2014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2017	Deed of Trust, Mortgage · Balloon Mortgage PATHWAY BANK
Sep 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage PATHWAY BANK
Mar 13, 2020	Deed of Trust, Mortgage · VA Mortgage WEST GATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2010
Deed Sale	Mar 30, 2010
Deed Document Number	0000101057
Deed Book / Page	10 / 1057
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD NE
Property Address	1881 18TH AVE, ELBA, NE 68835-2014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17/5724
Date	Dec 8, 2017
Book Page	17/5724
Instrument	2017-01528

Lender

Name	PATHWAY BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 1, 2018

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD NE
Property Address	1881 18TH AVE, ELBA, NE 68835-2014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18/3826
Date	Sep 4, 2018
Book Page	18/3826
Instrument	2018-01006

Lender

Name	PATHWAY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD NE
Property Address	1881 18TH AVE, ELBA, NE 68835-2014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEBRASKA TITLE, EBRASKA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20/1296
Date	Mar 13, 2020
Book Page	20/1296
Instrument	2020-00344

Lender

Name	WEST GATE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Howard County
Unified School District	Elba Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,403.00 (-20.98%)	$290,420 (+20.99%) Land $137,779 Building $152,641	$290,420 (+20.99%) Land $137,779 Building $152,641
2023	$3,041.00	$240,045 Land $95,372 Building $144,673	$240,045 Land $95,372 Building $144,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NCTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 18th Ave

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