18809 Oaktree Ave, Oregon City, OR 97045 Property Records

Clackamas County property record for 18809 Oaktree Ave, Oregon City, OR 97045

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,386 sqft · built 1976
Lot Size0.23 acres (10,009 sqft)
OwnerCompany Name on File
Tax Bill$4,345 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN31E01CA04700

Property Details

APN / Parcel Number

Primary APN31E01CA04700
Alternative APN
  • 00744742

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,386 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,009 sqft (0.23 acres)
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number00744742
Street Address18809 OAKTREE AVE
CityOREGON CITY
StateOR
Zip97045-3837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description1985 OAKTREE LT 10 BLK 6
Legal Range1E
Legal Township3S
Legal Section01
Legal SubdivisionOAKTREE
Legal Block6
Legal Lot Number10
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group2
Census Block2023
Census Tract22602

Owner

Source: Clackamas County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address15771 RED HILL AVE, 100, TUSTIN, CA 92780-7333
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Special Warranty Deed, Transfer · Conventional Mortgage
THE BANK OF NORTHERN MICHIGAN
Jan 6, 2017Warranty Deed, Transfer
MISCELLANEOUS INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2017
Deed SaleJan 6, 2017
Prior SaleJul 8, 2016 · Amount on File
Deed Document Number20171415
Prior Transfer DateJan 23, 2008
Prior Transfer Doc0000010872
Record UpdatedOct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCLACKAMAS OR
Recording DateJun 26, 2026
Property Address18809 OAKTREE AVE, OREGON CITY, OR 97045-3837
Document Number0000027816
Instrument DateJun 11, 2026
Instrument202627816
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyMAINSTAY TITLE, MAINSTAY NATIONAL TITLE LLC

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
InvestorPossibly a Property Investor

Mortgage

Document Number0000027817,
DateJun 26, 2026
Instrument202627817
Lender
NameTHE BANK OF NORTHERN MICHIGAN
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.36%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateJan 6, 2017
Property Address18809 OAKTREE AVE, OREGON CITY, OR 97045-3837
Document Number0000001415
Instrument DateDec 21, 2016
Instrument1415
Transaction TypeTransfer
Record UpdatedJan 16, 2017
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709

Mortgage

Document Number1416,
DateJan 6, 2017
Instrument1416
Lender
NameMISCELLANEOUS INS CO
Address1 METLIFE WAY, WHIPPANY, NJ 07981-1449
Agreement
AmountAmount on Record
Term84 Months
DueJan 5, 2024

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityOregon City
Unified School DistrictOregon City School District 62 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,345.00 (+13%)$216,892 (+6.09%)$461,779 (+3.2%) Land $206,319 Building $255,460
2023$3,845.00$204,442$447,477 Land $198,827 Building $248,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON CITY
serves 33,940 people · EPA ID OR4101511
Water SourcePurchased surface water from SOUTH FORK WATER BOARD
Last State InspectionDec 2021
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Verizon.

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