18809 Nautical Dr, Apt 302, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18809 Nautical Dr, Apt 302, Cornelius, NC 28031

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 940 sqft · built 1987
Lot Size	6.86 acres (299,164 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (Sep 2026)
Tax Bill	$1,689 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-482-32`

Property Details

APN / Parcel Number

Primary APN	`001-482-32`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	13 Units
Stories	1 Story
Building Area	940 sqft Living Area
1st Floor Area	940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	299,164 sqft (6.86 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	97 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18809 NAUTICAL DR, 302
City	CORNELIUS
State	NC
Zip	28031-0018
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Description	UNIT 302 BLD 15 U/F 334
Legal Subdivision	ADMIRALS QUARTERS CONDO
Legal Block	C
Legal Lot Number	98
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2000
Census Tract	6220

Owner

18809 Nautical Dr, Apt 302 is owned and occupied by an individual who bought it in September 2026.

Source: Mecklenburg County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	18809 NAUTICAL DR, 302, CORNELIUS, NC 28031-0018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO
Oct 13, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jun 14, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Sep 4, 2019	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2026 · Amount on File
Deed Sale	Sep 1, 2026 · Amount on File
Prior Sale	Jun 14, 2021 · Amount on File
Deed Document Number	202694902
Deed Book / Page	40691 / 342
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 1, 2026
Property Address	18809 NAUTICAL DR, 302, CORNELIUS, NC 28031-0018
Document Number	0000094902
Book / Page	40691 / 342
Instrument Date	Sep 1, 2026
Instrument	202694902
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,096.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18809 NAUTICAL DR, 302, CORNELIUS, NC 28031-0018

Mortgage

Document Number	0000094903,
Date	Sep 1, 2026
Instrument	202694903

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18809 NAUTICAL DR APT 302, 302, CORNELIUS, NC 28031-0018
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18809 NAUTICAL DR, CORNELIUS, NC 28031-8029

Mortgage

Document Number	0000195552
Date	Oct 13, 2021
Book Page	36638/262
Instrument	2021195552

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 14, 2021
Property Address	18809 NAUTICAL DR APT 302, 302, CORNELIUS, NC 28031-0018
Document Number	0000115962
Book / Page	36178 / 846
Map Reference	MB 5326 PG 737-810
Instrument Date	Jun 14, 2021
Instrument	2021115962
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18817 NAUTICAL DR APT 103, 103, CORNELIUS, NC 28031-8028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18809 NAUTICAL DR APT 302, 302, CORNELIUS, NC 28031-0018

Mortgage

Document Number	0000115963
Date	Jun 14, 2021
Instrument	2021115963

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18809 NAUTICAL DR APT 302, 302, CORNELIUS, NC 28031-0018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116572
Date	Sep 4, 2019
Book Page	33821/185
Instrument	2019116572

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 18809 Nautical Dr, Apt 302 was $1,689.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,689.00	$245,585 Building $245,585	$245,585 Building $245,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18809 Nautical Dr, Apt 302 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18809 Nautical Dr, Apt 302 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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