Mecklenburg County property record for 18809 Hammock Ln, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,126 sqft · built 1993 |
| Lot Size | 0.365 acres (15,906 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $58,000 (Apr 1994) |
| Tax Bill | $7,641 (2023) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-332-12 |
| Primary APN | 007-332-12 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,126 sqft Heated Area |
| Gross Area | 3,710 sqft |
| 1st Floor Area | 1,946 sqft |
| Upper Floors Area | 789 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Foundation Type | Raised |
| Roof Material | Wood |
| Lot Area | 15,906 sqft (0.365 acres) |
| Garage Area | 556 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 168 sqft |
| Patio Area | 894 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 007-332-12 |
|---|---|
| Street Address | 18809 HAMMOCK LN |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-8835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | L12 B7 M23-280 |
| Legal Subdivision | RIVER RUN PH 01 |
| Legal Block | 7 |
| Legal Lot Number | 12 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 6404 |
Source: Mecklenburg County records, as of July 12, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 18809 HAMMOCK LN, DAVIDSON, NC 28036-8835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 30, 2023 | Warranty Deed, Transfer · Seller Carry-Back GARY ROBERT MCCRAY ETUX |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 1994 · Amount on Record |
| Deed Sale | Apr 11, 1994 · Amount on Record |
| Deed Document Number | 0000007735 |
| Deed Book / Page | 007 |
| Last Transfer Date | Jun 30, 2023 |
| Transfer Doc | 0000062235 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 18809 HAMMOCK LN, DAVIDSON, NC 28036-8835 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 18809 HAMMOCK LN, DAVIDSON, NC 28036-8835 |
| Document Number | 0000119401 |
|---|---|
| Date | Dec 21, 2023 |
| Book Page | 38548/930 |
| Instrument | 2023119401 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 30, 2023 |
| Property Address | 18809 HAMMOCK LN, DAVIDSON, NC 28036-8835 |
| Document Number | 0000062235 |
| Book / Page | 38225 / 58 |
| Map Reference | MB 23 PG 280 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2023062235 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 48 BURROUGHS HALL, KIAWAH ISLAND, SC 29455-5716 |
| Name | Verified Name |
|---|---|
| Address | 18809 HAMMOCK LN, DAVIDSON, NC 28036-8835 |
| Document Number | 0000062236 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023062236 |
| Name | GARY ROBERT MCCRAY ETUX |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,641.00 | $811,300 Land $175,000 Building $636,300 | $811,300 Land $175,000 Building $636,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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