18809 Cabernet Dr, Saratoga, CA 95070 Property Records

Santa Clara County property record for 18809 Cabernet Dr, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,018 sqft · built 1985
Lot Size	0.289 acres (12,577 sqft)
Owner	Individual Name on Record
Last Sale	$3,275,000 (May 2023)
Tax Bill	$42,773 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`386-61-030`

Property Details

APN / Parcel Number

Primary APN	`386-61-030`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,018 sqft Living Area
1st Floor Area	1,776 sqft
2nd Floor Area	1,242 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1986
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	12,577 sqft (0.289 acres)
Lot Dimensions	126 ft deep x 100 ft wide
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	18809 CABERNET DR
City	SARATOGA
State	CA
Zip	95070-3562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	TRACT 7655 LOT 25
Legal Tract	7655
Legal Lot Number	25
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2003
Census Tract	507402

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18809 CABERNET DR, SARATOGA, CA 95070-3562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Deed Document Number	202325479670
Prior Transfer Date	Dec 1, 2012
Prior Transfer Doc	0021982179
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 25, 2023
Property Address	18809 CABERNET DR, SARATOGA, CA 95070-3562
Document Number	0025479670
Map Reference	MB 540 PG 8&9
Instrument Date	May 5, 2023
Instrument	25479670
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1533 CAMEO DR, SAN JOSE, CA 95129-4946

Mortgage

Document Number	0025479671
Date	May 25, 2023
Instrument	25479671

Lender

Name	PROVIDENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jun 1, 2033
Change Frequency	10 Years
Min Rate At Change	2%
Max Rate At Change	11.2%
Index	10-Year TN
Margin	2
Max Rate	11.2%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Moreland School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,105,000 (-8.87%) Land $2,794,500 Building $310,500
2025	$42,773.00 (+290.76%) Homeowner's exemption	$3,407,310 (+319.45%) Land $3,066,579 Building $340,731
2023	$10,946.00 (+2.88%) Homeowner's exemption	$812,333 Land $333,041 Building $479,292
2022	$10,640.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

Nearby Properties on Cabernet Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures