Travis County property record for 18808 Speculator Ln, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,533 sqft · built 2021 |
| Lot Size | 0.137 acres (5,998 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,018 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0647111014 |
| Primary APN | 0647111014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,533 sqft Living Area |
| 1st Floor Area | 1,078 sqft |
| 2nd Floor Area | 1,455 sqft |
| Year Built | Built 2021 |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,998 sqft (0.137 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 941897 |
|---|---|
| Street Address | 18808 SPECULATOR LN |
| City | ELGIN |
| State | TX |
| Zip | 78621-2271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 BLK H HOMESTEAD ESTATES UNIT 1 |
| Legal Subdivision | HOMESTEAD ESTATES UNIT 1 |
| Legal Block | H |
| Legal Lot Number | 31 |
| Legal Unit | 1 |
| Jurisdiction | TRAVIS TX |
| Township / Civil Division | NORTHEAST TRAVIS |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 45800 |
Source: Travis County records, as of November 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 BRONCO BILLY DR, JARRELL, TX 76537-0773 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2021 |
| Deed Sale | Aug 4, 2021 |
| Deed Document Number | 2021173765 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | TRAVIS TX |
| Recording Date | Aug 4, 2021 |
| Property Address | 18808 SPECULATOR LN, ELGIN, TX 78621-2271 |
| Document Number | 0000173765 |
| Map Reference | DOC 202000139 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2021173765 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 17, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18808 SPECULATOR LN, ELGIN, TX 78621-2271 |
| Document Number | 0000173766 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 2021173766 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
Source: Travis County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Elgin City |
| County | Travis County |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $323,338 (-19.15%) Land $75,000 Building $248,338 | $323,338 (-19.15%) Land $75,000 Building $248,338 | |
| 2024 | $2,018.00 (-75.12%) | ||
| 2023 | $399,935 Land $16,800 Building $383,135 | $399,935 Land $16,800 Building $383,135 | |
| 2022 | $8,110.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.1% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA WSC serves 86,325 people · EPA ID TX0110013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
May also be available: Centric Fiber.
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