18807 River Rd, Marengo, IL 60152 Property Records

McHenry County property record for 18807 River Rd, Marengo, IL 60152

Property Summary

Property Type	Single Family Home
Details	2,447 sqft · built 1995
Lot Size	10.1 acres (441,263 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Nov 2017)
Deeds & Mortgages	Jun 2023 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`12-29-100-016`

Property Details

APN / Parcel Number

Primary APN	`12-29-100-016`

Interior

Building Area	2,447 sqft Living Area
Basement Area	2,447 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Lot Area	441,263 sqft (10.1 acres)
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	18807 RIVER RD
City	MARENGO
State	IL
Zip	60152-9130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0043859 W 215FT E1/2 NW1/4 LYING SLY CEN RD
Legal Range	06E
Legal Township	44N
Legal Section	29
Legal Block	100
Jurisdiction	MCHENRY IL
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3020
Census Tract	871502

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18807 RIVER RD, MARENGO, IL 60152-9130
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU OF BELOIT
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 12, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 28, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2017 · Amount on Record
Deed Sale	Nov 28, 2017 · Amount on Record
Prior Sale	May 11, 1994 · Amount on Record
Deed Document Number	2017R0043859
Record Updated	Jun 7, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	18807 RIVER RD, MARENGO, IL 60152-9130
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18807 RIVER RD, MARENGO, IL 60152-9130

Mortgage

Document Number	0000012837
Date	Jun 2, 2023
Instrument	2023R0012837

Lender

Name	FIRST COMMUNITY CU OF BELOIT
Type	Credit Union
Address	BELOIT, WI 53511

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	18807 RIVER RD, MARENGO, IL 60152-9130
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067141
Date	Dec 17, 2021
Instrument	2021R0067141

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	18807 RIVER RD, MARENGO, IL 60152-9130
Document Number	0000031139
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18807 RIVER RD MARENGO IL 601529130, MARENGO, IL 60152-9130

Mortgage

Document Number	0000031139
Date	Sep 19, 2019
Instrument	31139

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 28, 2017
Property Address	18807 RIVER RD, MARENGO, IL 60152-9130
Document Number	0000043859
Instrument Date	Nov 27, 2017
Instrument	43859
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	775 OAK CT CRYSTAL LAKE IL 600145249, CRYSTAL LAKE, IL 60014-5249

Mortgage

Document Number	43860
Date	Nov 28, 2017
Instrument	43860

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Seneca Township
Elementary School District	Marengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School District	Marengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$152,348 Land $34,315 Building $118,033	$457,044 Land $102,945 Building $354,099

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: E-vergent, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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