18807 Oxbow Dr, Marengo, IL 60152 Property Records

McHenry County property record for 18807 Oxbow Dr, Marengo, IL 60152

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,471 sqft · built 1975
Lot Size	3.73 acres (162,479 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Aug 2020)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-20-127-007`

Property Details

APN / Parcel Number

Primary APN	`17-20-127-007`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,471 sqft Living Area
Gross Area	2,900 sqft
Basement Area	1,637 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Wood
Construction Type	Frame
Lot Area	162,479 sqft (3.73 acres)
Garage Area	658 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	1,723 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	18807 OXBOW DR
City	MARENGO
State	IL
Zip	60152-9381
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0034595 LT 2 OX BOW WOODS SUB
Legal Range	06E
Legal Township	43N
Legal Section	20
Legal Subdivision	OX BOW WOODS
Legal Block	127
Legal Lot Number	2
Jurisdiction	MCHENRY IL
Township / Civil Division	CORAL
Census Block Group	1
Census Block	1012
Census Tract	871501

Owner

18807 Oxbow Dr is owned by an individual who bought it in August 2020.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18807 OXBOW DR, MARENGO, IL 60152-9381
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS & LOAN ASSOCIATION
Mar 8, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA
Aug 31, 2020	Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on File
Deed Sale	Aug 31, 2020 · Amount on File
Prior Sale	Feb 27, 2009 · Amount on File
Deed Document Number	2020R0034595
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	18807 OXBOW DR, MARENGO, IL 60152-9381
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064634
Date	Dec 2, 2021
Instrument	2021R0064634

Lender

Name	THIRD FEDERAL SAVINGS & LOAN ASSOCIATION
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2031

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	18807 OXBOW DR, MARENGO, IL 60152-9381
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008324
Date	Mar 8, 2017
Instrument	2017R0008324

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 31, 2020
Property Address	18807 OXBOW DR, MARENGO, IL 60152-9381
Document Number	0000034595
Map Reference	DOC 469276
Instrument Date	Aug 17, 2020
Instrument	2020R0034595
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 CROSS DR, POPLAR GROVE, IL 61065-8412

Mortgage

Document Number	0000034596
Date	Aug 31, 2020
Instrument	2020R0034596

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Coral Township
Secondary School District	Marengo Community High School District 154 (09 - 12)
Elementary School District	Riley Community Consolidated School District 18 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$125,849 Land $29,432 Building $96,417	$377,547 Land $88,296 Building $289,251

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18807 Oxbow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18807 Oxbow Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Fox Valley Internet, Rise Broadband, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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