18805 Windy Point Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18805 Windy Point Dr, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 6,334 sqft · built 2005
Lot Size	0.549 acres (23,914 sqft)
Owner	Individual Name on File
Last Sale	$2,200,000 (Jun 2026)
Tax Bill	$16,749 (2023)
Deeds & Mortgages	Sep 2026 Transfer Nov 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`001-811-50`

Property Details

APN / Parcel Number

Primary APN	`001-811-50`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,334 sqft Living Area
1st Floor Area	2,983 sqft
Upper Floors Area	2,457 sqft
Basement Area	207 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Raised
Lot Area	23,914 sqft (0.549 acres)
Garage Area	848 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	560 sqft
Porch	Slab
Porch Area	207 sqft
Patio Area	401 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18805 WINDY POINT DR
City	CORNELIUS
State	NC
Zip	28031-7643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L638 M27-880
Legal Subdivision	PENINSULA
Legal Block	1
Legal Lot Number	638
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1017
Census Tract	6218

Owner

18805 Windy Point Dr is owned by an individual who acquired it in September 2026.

Source: Mecklenburg County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	17411 SUMMER PLACE DR, CORNELIUS, NC 28031-7746
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 16, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jun 28, 2023	Deed of Trust, Mortgage · Line of Credit ONIX FINANCE LLC
Jun 8, 2026	Warranty Deed, Transfer · Conventional Mortgage CLEAREDGELENDING
Dec 18, 2023	Deed, Transfer
Dec 8, 2023	Warranty Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC
Aug 7, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on File
Deed Sale	Jun 8, 2026 · Amount on File
Prior Sale	Dec 8, 2023 · Amount on File
Deed Document Number	202660617
Deed Book / Page	40485 / 7
Last Transfer Date	Sep 19, 2026
Transfer Doc	0000101513
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 21, 2026
Property Address	18805 WINDY POINT DR, CORNELIUS, NC 28031-7643
Document Number	0000101513
Book / Page	40728 / 86
Instrument Date	Sep 19, 2026
Instrument	2026101513
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17411 SUMMER PLACE DR, CORNELIUS, NC 28031-7746

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18805 WINDY POINT DR, CORNELIUS, NC 28031-7643
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000218263
Date	Nov 16, 2021
Book Page	36768/742
Instrument	2021218263

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18805 WINDY POINT DR, CORNELIUS, NC 28031-7643
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7224 SLATESVILLE ROAD, CHARLOTTE, NC 28269-3701

Mortgage

Document Number	0000060753
Date	Jun 28, 2023
Book Page	38215/210
Instrument	2023060753

Lender

Name	ONIX FINANCE LLC
Address	HOUSTON, TX 77056

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	14 Months
Due	Aug 1, 2024

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 8, 2026
Property Address	18805 WINDY POINT DR, CORNELIUS, NC 28031-7643
Document Number	0000060617
Book / Page	40485 / 7
Instrument Date	May 28, 2026
Instrument	202660617
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000060618,
Date	Jun 8, 2026
Instrument	202660618

Lender

Name	CLEAREDGELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 18, 2023
Property Address	18805 WINDY POINT DR, CORNELIUS, NC 28031-7643
Document Number	0000118043
Book / Page	38541 / 305
Map Reference	MB 27 PG 880
Instrument Date	Dec 12, 2023
Instrument	2023118043
Transaction Type	Transfer
Record Updated	Dec 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 8, 2023
Property Address	18805 WINDY POINT DR, CORNELIUS, NC 28031-7643
Document Number	0000115181
Book / Page	38524 / 800
Map Reference	MB 27 PG 880
Instrument Date	Dec 5, 2023
Instrument	2023115181
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15729 JETTON RD, CORNELIUS, NC 28031-7423

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18805 WINDY POINT DR, CORNELIUS, NC 28031-7643

Mortgage

Document Number	0000115182
Date	Dec 8, 2023
Instrument	2023115182

Lender

Name	ORIGINPOINT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18805 WINDY POINT DR, CORNELIUS, NC 28031-7643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101813
Date	Aug 7, 2019
Book Page	33739/820
Instrument	2019101813

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,973,100 Land $300,000 Building $1,673,100	$1,973,100 Land $300,000 Building $1,673,100
2023	$16,749.00	$1,973,100 Land $300,000 Building $1,673,100	$1,973,100 Land $300,000 Building $1,673,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18805 Windy Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18805 Windy Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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