18805 Dailey Rd SE, Oldtown, MD 21555 Property Records

Allegany County property record for 18805 Dailey Rd SE, Oldtown, MD 21555

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1960
Lot Size	9.5 acres (413,820 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Oct 2020)
Tax Bill	$697 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-015889`

Property Details

APN / Parcel Number

Primary APN	`02-015889`
Alternative APNs	`2015889` `015889`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	413,820 sqft (9.5 acres)

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Shed	1 Shed
Shed Area	600 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	015889
Street Address	18805 DAILEY RD SE
City	OLDTOWN
State	MD
Zip	21555-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9.5A W/S DAILY RD
Jurisdiction	ALLEGANY MD
Township / Civil Division	2, OLDTOWN
Census Block Group	3
Census Block	3047
Census Tract	100

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10436 COLD STREAM RD, CAPON BRIDGE, WV 26711-9151
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Grant Deed, Transfer · Conventional with PMI ROBERT & LENORA RAMSAY TR (CT)
Nov 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Deed Book / Page	2598 / 332
Prior Transfer Date	Nov 2, 2017
Prior Transfer Doc	002339-0321
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Oct 22, 2020
Property Address	18809 DAILEY RD SE, OLDTOWN, MD 21555-2036
Document Number	0025980332
Book / Page	002598 / 000332
Instrument Date	Aug 10, 2020
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18809 DAILEY RD SE OLDTOWN MD 215552036, OLDTOWN, MD 21555-2036

Mortgage

Document Number	25980337
Date	Oct 22, 2020
Book Page	002598/000337

Lender

Name	ROBERT & LENORA RAMSAY TR (CT)

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Oct 21, 2030

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY MD
Recording Date	Nov 13, 2017
Property Address	18809 DAILEY RD SE, OLDTOWN, MD 21555-2036
Document Number	0023390321
Book / Page	002339 / 000321
Instrument Date	Nov 2, 2017
Transaction Type	Transfer
Record Updated	Dec 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	18809 DAILEY RD SE OLDTOWN MD 215552036, OLDTOWN, MD 21555-2036

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,700 (+4.06%)	$69,300 (-) Land $42,400 Building $26,900
2025	$697.00 (+10.81%)	$64,100 (+10.77%)	$69,300 (+12.68%) Land $42,400 Building $26,900
2023	$629.00	$57,867	$61,500 Land $42,400 Building $19,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1996–2021)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 3 claims Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Morgan Wireless Fixed Wireless · not low latency	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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