18802 River Woods Dr, Bend, OR 97702 Property Records

Deschutes County property record for 18802 River Woods Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,904 sqft · built 2014
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Trust Names on File
Last Sale	$77,000 (Nov 2013)
Tax Bill	$4,785 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181126 BB 03300`

Property Details

APN / Parcel Number

Primary APN	`181126 BB 03300`
Alternative APNs	`R1003181126B007200` `107546`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,904 sqft Living Area
1st Floor Area	952 sqft
2nd Floor Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Mixed
Garage Area	1,020 sqft

Location & Zoning

Account Number	107546
Old Parcel Number	R1003181126B007200
Street Address	18802 RIVER WOODS DR
City	BEND
State	OR
Zip	97702-7905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:53 BLK:X SUBD:DESCHUTES RIVER WOODS SEC/TWN/RNG/MER:SEC 26 TWN 18 RNG 11 MAP REF:181126-BB
Legal Range	11E
Legal Township	18S
Legal Section	26
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	DESCHUTES RIVER WOODS
Legal Block	X
Legal Lot Number	53
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1013
Census Tract	401

Owner

18802 River Woods Dr is owner-occupied and held in a trust since June 2024.

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	18802 RIVER WOODS DR, BEND, OR 97702-7905
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage OREGON COMMUNITY CU
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Apr 13, 2018	Deed of Trust, Mortgage · Line of Credit MID OR FCU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 27, 2013 · Amount on File
Deed Sale	Nov 27, 2013 · Amount on File
Prior Sale	Nov 27, 2013 · Amount on File
Deed Document Number	0000048920
Last Transfer Date	Jun 28, 2024
Transfer Doc	0000016608
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18802 RIVER WOODS DR, BEND, OR 97702-7905
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038237
Date	Sep 25, 2017
Instrument	2017-38237

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97408

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18802 RIVER WOODS DR, BEND, OR 97702-7905
Document Number	0000041168
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18802 RIVER WOODS DR BEND OR 977027905, BEND, OR 97702-7905

Mortgage

Document Number	0000041168
Date	Oct 25, 2019
Instrument	41168

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	18802 RIVER WOODS DR, BEND, OR 97702-7905
Document Number	0000015368
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18802 RIVER WOODS DR BEND OR 977027905, BEND, OR 97702-7905

Mortgage

Document Number	0000015368
Date	Apr 18, 2018
Instrument	15368

Lender

Name	MID OR FCU
Type	Credit Union
Address	BEND, OR 97708-6749

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18802 River Woods Dr was $4,785, up 4.5% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,785.00 (+4.45%)	$315,030 (+3%)	$786,230 (-4.76%) Land $278,200 Building $508,030
2024	$4,581.00 (+6.16%)	$305,860 (+3%)	$825,510 (+7.31%) Land $289,000 Building $536,510
2023	$4,315.00	$296,960	$769,300 Land $274,000 Building $495,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18802 River Woods Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18802 River Woods Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVION WC - TUSCARORA private · serves 120 people · EPA ID OR4101155
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	AGATE WATER SYSTEM
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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