18802 Pentwater Ct, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18802 Pentwater Ct, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,655 sqft · built 1997
Lot Size	0.385 acres (16,771 sqft)
Owner	Company Name on File
Last Sale	$1,040,000 (Sep 2025)
Tax Bill	$6,109 (2024)
Deeds & Mortgages	Dec 2025 Construction Loan Sep 2025 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-811-48`

Property Details

APN / Parcel Number

Primary APN	`001-811-48`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,655 sqft Living Area
1st Floor Area	1,702 sqft
Upper Floors Area	1,953 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Foundation Type	Raised
Roof Type	Hip
Roof Material	Wood
Lot Area	16,771 sqft (0.385 acres)
Garage Area	532 sqft
Porch	Finished/Open Porch
Porch Area	42 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18802 PENTWATER CT
City	CORNELIUS
State	NC
Zip	28031-7644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L636 M27-874
Legal Subdivision	PENINSULA
Legal Block	1
Legal Lot Number	636
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1017
Census Tract	6218

Owner

18802 Pentwater Ct is owned by a company that bought it in September 2025.

Source: Mecklenburg County records, as of October 5, 2026

Owner of Record	Company Name on File
Mailing Address	10402 BAILEY RD, 501, CORNELIUS, NC 28031-9431
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Construction Mortgage BLUEHARBOR BANK
Sep 26, 2025	Warranty Deed, Construction Loan · Construction Mortgage BLUEHARBOR BANK
Jul 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2025 · Amount on File
Deed Sale	Sep 26, 2025 · Amount on File
Prior Sale	Jun 11, 2004 · Amount on File
Deed Document Number	202598368
Deed Book / Page	39888 / 244
Prior Transfer Date	Jul 21, 2020
Prior Transfer Doc	0000110810
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18802 PENTWATER CT, CORNELIUS, NC 28031-7644
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19725 OAK ST 10, 10, CORNELIUS, NC 28031-5721

Mortgage

Document Number	0000124549
Date	Dec 4, 2025
Book Page	40049/592
Instrument	2025124549

Lender

Name	BLUEHARBOR BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 26, 2025
Property Address	18802 PENTWATER CT, CORNELIUS, NC 28031-7644
Document Number	0000098368
Book / Page	39888 / 244
Map Reference	MB 27 PG 874
Instrument Date	Sep 26, 2025
Instrument	2025098368
Transaction Type	Construction Loan
Record Updated	Oct 6, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	595 GREENFIELDS LN, SOUTHOLD, NY 11971-3031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10402 BAILEY RD STE 501, 501, CORNELIUS, NC 28031-9431

Mortgage

Document Number	0000098369
Date	Sep 26, 2025
Instrument	2025098369

Lender

Name	BLUEHARBOR BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 21, 2020
Property Address	18802 PENTWATER CT, CORNELIUS, NC 28031-7644
Document Number	0000110810
Book / Page	034831 / 000039
Instrument Date	Jul 21, 2020
Instrument	110810
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 PATIENCE PLACE LN MOORESVILLE NC 281179107, MOORESVILLE, NC 28117-9107

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$923,500 Land $300,000 Building $623,500	$923,500 Land $300,000 Building $623,500
2024	$6,109.00
2023			$923,500 Land $300,000 Building $623,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18802 Pentwater Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18802 Pentwater Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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