18801 Covington Rd, Minnetonka, MN 55345 Property Records

Hennepin County property record for 18801 Covington Rd, Minnetonka, MN 55345

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,073 sqft · built 1958
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,335 (2025)
Deeds & Mortgages	Nov 2018 Sale Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-117-22-32-0047`

Property Details

APN / Parcel Number

Primary APN	`31-117-22-32-0047`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,073 sqft Living Area
Gross Area	1,211 sqft
1st Floor Area	1,073 sqft
Basement Area	138 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)
View / Lot	Lake
Garage Type	Detached
Garage Area	1,432 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	18801 COVINGTON RD
City	MINNETONKA
State	MN
Zip	55345-6023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	UNPLATTED 31 117 22 THAT PART OF E 90.13 FT OF NW 1/4 OF SW 1/4 LYING NLY OF A LINE PAR WITH AND 55 FT NELY OF A LINE DESC AS BEG AT A PT IN E LINE OF NW 1/4 OF SW 1/4 T IRREGULAR
Legal Range	22
Legal Township	117
Legal Section	31
Legal Quarter	32
Legal Subdivision	UNPLATTED 31 117 22
Legal Block	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	2
Census Block	2010
Census Tract	26207

Owner

18801 Covington Rd is owned and occupied by two individuals who acquired it in November 2018.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18801 COVINGTON RD, MINNETONKA, MN 55345-6023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 23, 2018	Deed of Trust, Mortgage · Line of Credit WINGS FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 2, 2018
Transfer Doc	0010611875
Record Updated	Sep 20, 2026

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 8, 2018
Property Address	18801 COVINGTON RD, MINNETONKA, MN 55345-6023
Document Number	0010611875
Instrument Date	Nov 2, 2018
Instrument	10611875
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18801 COVINGTON RD MINNETONKA MN 553456023, MINNETONKA, MN 55345-6023

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	18801 COVINGTON RD, MINNETONKA, MN 55345-6023
Document Number	0010601172
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18801 COVINGTON RD MINNETONKA MN 553456023, MINNETONKA, MN 55345-6023

Mortgage

Document Number	0010601172
Date	Oct 11, 2018
Instrument	10601172

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 10, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18801 Covington Rd was $6,335 with a homeowner's exemption, up 4.5% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,335.00 (+4.5%) Homeowner's exemption	$470,300 (+1.51%) Land $213,400 Building $256,900	$470,300 (+1.51%) Land $213,400 Building $256,900
2024	$6,062.00 (+17.55%)	$463,300 Land $213,400 Building $249,900	$463,300 Land $213,400 Building $249,900
2023	$5,157.00 Homeowner's exemption
2022		$409,600 Land $213,400 Building $196,200	$409,600 Land $213,400 Building $196,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18801 Covington Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18801 Covington Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Mediacom Xtream.

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