1880 Spring Mill Crk, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1880 Spring Mill Crk, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 5,623 sqft · built 2012
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Company Names on Record
Tax Bill	$10,938 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T060900298`

Property Details

APN / Parcel Number

Primary APN	`T060900298`
Alternative APN	`3-0004-9893-00-0040.0000000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	5,623 sqft Living Area
Gross Area	6,634 sqft
1st Floor Area	2,933 sqft
Basement Area	2,933 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	20,038 sqft (0.46 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T060900298
Street Address	1880 SPRING MILL CRK
City	SAINT CHARLES
State	MO
Zip	63303-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING MILLS EST #2 LOT 40
Legal Subdivision	SPRING MILLS EST #2
Legal Lot Number	40
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1000
Census Tract	311211

Owner

Source: St. Charles County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1880 SPRING MILL CRK, SAINT CHARLES, MO 63303-1332
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 10, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026
Deed Sale	Sep 4, 2026
Prior Sale	Aug 10, 2023 · Amount on Record
Deed Document Number	202642550
Prior Transfer Date	Nov 15, 2019
Prior Transfer Doc	0000666400
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 4, 2026
Property Address	1880 SPRING MILL CRK, SAINT CHARLES, MO 63303-1332
Document Number	0000042550
Instrument Date	Aug 28, 2026
Instrument	202642550
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 10, 2023
Property Address	1880 SPRING MILL CRK, SAINT CHARLES, MO 63303-1332
Document Number	0000032051
Map Reference	MB 42 PG 227
Instrument Date	Aug 7, 2023
Instrument	2023R-032051
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1880 SPRING MILL CRK, SAINT CHARLES, MO 63303-1332

Mortgage

Document Number	0000032052
Date	Aug 10, 2023
Instrument	2023R-032052

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,979 (-)	$1,005,152 (-) Land $124,995 Building $880,157
2025	$10,938.00 (+26.73%)	$190,979 (+11.02%)	$1,005,152 (+11.02%) Land $124,995 Building $880,157
2023		$172,025 (+26.25%)
2022	$8,631.00	$136,255	$905,389 (+26.25%) Land $124,995 Building $780,394
2021			$717,129 Land $124,995 Building $592,134

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1979–2015)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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