Rowan County property record for 1880 Moores Flat Rd, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,664 sqft |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Jul 2022) |
| Tax Bill | $1,548 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-00 00 033.00 |
| Primary APN | 019-00 00 033.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Other |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 28,750 sqft (0.66 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Heating Fuel | Electric |
| Account Number | 6114 |
|---|---|
| Street Address | 1880 MOORES FLAT RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-7105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & GARAGE & LOT MOORES FLAT ROAD 19-33.01 |
| Legal Subdivision | VILLAGE OF FARMERS |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 950201 |
1880 Moores Flat Rd is owned and occupied by two individuals who bought it in July 2022.
Source: Rowan County records, as of November 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1880 MOORES FLAT RD, MOREHEAD, KY 40351-7105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2024 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO |
| Jul 14, 2022 | Deed, Transfer · Conventional Mortgage STOCK YARDS BANK & TRUST CO |
| May 27, 2022 | Affidavit, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on File |
| Deed Sale | Jul 14, 2022 · Amount on File |
| Deed Document Number | 20222017818 |
| Deed Book / Page | 284 / 633 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 1880 MOORES FLAT RD, MOREHEAD, KY 40351-7105 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1880 MOORES FLAT RD, MOREHEAD, KY 40351-7105 |
| Investor | Possibly a Property Investor |
| Document Number | 00A468/451 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | A468/451 |
| Instrument | 2028961 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jul 14, 2022 |
| Property Address | 1880 MOORES FLAT RD, MOREHEAD, KY 40351-7105 |
| Document Number | 00D284/633 |
| Book / Page | D284 / 633 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2017818 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | RT 377, MOREHEAD, KY 40351 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1880 MOORES FLAT RD, MOREHEAD, KY 40351-7105 |
| Document Number | 0002017819 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 2017819 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | May 27, 2022 |
| Property Address | 1880 MOORES FLAT RD, MOREHEAD, KY 40351-7105 |
| Document Number | 00D284/268 |
| Book / Page | D284 / 268 |
| Instrument Date | May 4, 2022 |
| Instrument | 2017101 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 640 OLD HOUSE CRK, MOREHEAD, KY 40351-9082 |
The 2025 property tax bill for 1880 Moores Flat Rd was $1,548.
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,548.00 | $185,000 Land $10,000 Building $175,000 | $185,000 Land $10,000 Building $175,000 |
| 2023 | $1,576.00 | $185,000 Land $10,000 Building $175,000 | $185,000 Land $10,000 Building $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1880 Moores Flat Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 9 (2002–2015) |
| Most Recent Claim | May 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1880 Moores Flat Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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