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1880 Main St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1880 Main St, Cambria, CA 93428

Property Summary

Property TypeMotel
Details15,011 sqft · built 1924
Lot Size1.16 acres (50,530 sqft)
OwnerIndividual Name on Record
Last Sale$4,300,000 (Aug 2015)
Tax Bill$55,975 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Feb 2020 Mortgage
Flood ZoneZone AE (high risk)
APN013-251-004

Property Details

APN / Parcel Number

Primary APN013-251-004

Interior

Stories2 Stories
Building Area15,011 sqft Gross Area

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area50,530 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address1880 MAIN ST
CityCAMBRIA
StateCA
Zip93428-3010
Property CategoryCommercial
Property TypeCommercial > Retail > Motel
Local Zoning CodeC-R
Legal DescriptionTN CAMBRIA PTN RHO STA ROSA
Legal SubdivisionTOWN CAMBRIA
Legal Block1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1058
Census Tract10404

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1880 MAIN ST, CAMBRIA, CA 93428-3010
Owner TypeIndividual
VestingLimited Partnership

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2022Deed of Trust, Mortgage · SBA Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Feb 7, 2020Deed of Trust, Mortgage · Commercial Mortgage
AMERICAN RIVIERA BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2015 · Amount on Record
Deed SaleAug 26, 2015 · Amount on Record
Prior SaleOct 31, 2003 · Amount on Record
Deed Document Number201543523
Prior Transfer DateSep 16, 2003
Prior Transfer Doc0000127686
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1880 MAIN ST, CAMBRIA, CA 93428-3010
Transaction TypeMortgage
Record UpdatedFeb 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1880 MAIN ST, CAMBRIA, CA 93428-3010

Mortgage

Document Number0000005571
DateFeb 4, 2022
Instrument2022005571
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressEL PASO, TX 79925
Agreement
TypeSBA Mortgage
AmountAmount Recorded

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1880 MAIN ST, CAMBRIA, CA 93428-3010
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006368
DateFeb 7, 2020
Instrument2020006368
Lender
NameAMERICAN RIVIERA BANK
TypeBank
AddressSANTA BARBARA, CA 93101
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$5,299,238 (+2.05%) Land $3,018,680 Building $2,280,558
2025$55,975.00 (+2.39%)$5,192,550 (+4.44%) Land $2,959,491 Building $2,233,059
2024$54,668.00 (+2.03%)
2023$53,579.00 (+2.84%)$4,971,864 Land $2,844,571 Building $2,127,293
2022$52,097.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1986–2026)
Claims Outside the SFHA4 of 21
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: Astound Broadband, AT&T, Ranch Wifi, T-Mobile, Verizon.

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