1880 Elmdale Rd, Paducah, KY 42003 Property Records

McCracken County property record for 1880 Elmdale Rd, Paducah, KY 42003

Property Summary

Property Type	Single Family Home
Lot Size	0.062 acres (2,716 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Mar 2026)
Tax Bill	$2,227 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`097-30-00-119.22`

Property Details

APN / Parcel Number

Primary APN	`097-30-00-119.22`
Alternative APN	`106232`

Exterior

Lot Area	2,716 sqft (0.062 acres)

Location & Zoning

Account Number	106232
Street Address	1880 ELMDALE RD
City	PADUCAH
State	KY
Zip	42003-5520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-43A-22 THE VILLAS UNIT F-2 L-289
Legal Subdivision	VILLAS CONDOS
Legal Lot Number	289
Legal Unit	F
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	4
Census Block	4005
Census Tract	31302

Owner

1880 Elmdale Rd is owned and occupied by two individuals who bought it in March 2026.

Source: McCracken County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1880 ELMDALE RD, PADUCAH, KY 42003-5520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage CLINTON BANK
Mar 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE PADUCAH BANK & TRUST CO
Mar 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE PADUCAH BANK & TRUST CO
Mar 9, 2026	Deed, Transfer · Conventional Mortgage THE PADUCAH BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2026 · Amount on File
Deed Sale	Mar 9, 2026 · Amount on File
Prior Sale	Jan 15, 2019 · Amount on File
Deed Document Number	2026734649
Deed Book / Page	1538 / 376
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Property Address	1880 ELMDALE RD, PADUCAH, KY 42003-5520
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1880 ELMDALE RD, PADUCAH, KY 42003-5520

Mortgage

Document Number	0M1870/398
Date	Feb 27, 2026
Book Page	M1870/398
Instrument	734235

Lender

Name	CLINTON BANK
Type	Bank
Address	CLINTON, KY 42031

Agreement

Amount	Amount on Record
Term	12 Months
Due	Feb 17, 2027

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Property Address	1880 ELMDALE RD, PADUCAH, KY 42003-5520
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 BAYSHORE DR, CADIZ, KY 42211-7804

Mortgage

Document Number	0M1872/665
Date	Mar 24, 2026
Book Page	M1872/665
Instrument	735775

Lender

Name	THE PADUCAH BANK & TRUST CO
Type	Bank
Address	PADUCAH, KY 42001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Property Address	1880 ELMDALE RD, PADUCAH, KY 42003-5520
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 BAYSHORE DR, CADIZ, KY 42211-7804

Mortgage

Document Number	0M1872/665
Date	Mar 24, 2026
Book Page	M1872/665
Instrument	735775

Lender

Name	THE PADUCAH BANK & TRUST CO
Type	Bank
Address	PADUCAH, KY 42001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Mar 9, 2026
Property Address	1880 ELMDALE RD, PADUCAH, KY 42003-5520
Document Number	0D1538/376
Book / Page	D1538 / 376
Map Reference	SEC L PG 289
Instrument Date	Mar 5, 2026
Instrument	734649
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1062 WHITLOCK RD, CLINTON, KY 42031-8126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1880 ELMDALE RD, PADUCAH, KY 42003-5520

Mortgage

Document Number	0000734650
Date	Mar 9, 2026
Instrument	734650

Lender

Name	THE PADUCAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 1880 Elmdale Rd was $2,227 with a homeowner's exemption.

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,000 (-3.71%)	$275,000 (-3.71%)
2025	$2,227.00 Homeowner's exemption	$285,600	$285,600
2023	$1,552.00 (-5.08%) Homeowner's exemption	$205,000 (+24.62%)	$205,000 (+24.62%)
2022	$1,635.00 Homeowner's exemption	$164,500	$164,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1880 Elmdale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1880 Elmdale Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Right Fiber, T-Mobile.

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