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1880 E 31st St, Lorain, OH 44055 Property Records

Lorain County property record for 1880 E 31st St, Lorain, OH 44055 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,095 sqft · built 1900
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$69,900 (Jan 2019)
Tax Bill$1,641 (2025)
Deeds & MortgagesAug 2022 Mortgage
Oct 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN03-00-095-104-016

Property Details

APN / Parcel Number

Primary APN03-00-095-104-016

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,095 sqft Living Area
1st Floor Area864 sqft
Basement Area848 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1955
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions192 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Concrete/Masonry Porch
Porch Area292 sqft
Deck Area300 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Street Address1880 E 31ST ST
CityLORAIN
StateOH
Zip44055-1810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHEFFIELD LAND CO 50 X 192
Legal SubdivisionSHEFFIELD LAND CO
Legal Block104
Legal Lot Number620
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group2
Census Block2000
Census Tract23100

Owner

Source: Lorain County records · APN 03-00-095-104-016

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1880 E 31ST ST, LORAIN, OH 44055-1810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Oct 13, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Oct 01, 2021Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Feb 28, 2025Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Oct 01, 2021Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Jan 25, 2019Warranty Deed, Transfer · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 25, 2019 · Amount on Record
Deed SaleJan 25, 2019 · Amount on Record
Prior SaleAug 09, 2016 · Amount on Record
Deed Document Number2019702452
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1880 E 31ST ST, LORAIN, OH 44055-1810
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000885720
DateAug 02, 2022
Instrument2022-0885720
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1880 E 31ST ST, LORAIN, OH 44055-1810
Transaction TypeMortgage
Record UpdatedJun 02, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1880 E 31ST ST, LORAIN, OH 44055-1810

Mortgage

Document Number0000932491
DateOct 13, 2023
Instrument2023-0932491
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term346 Months
DueAug 01, 2052

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1880 E 31ST ST, LORAIN, OH 44055-1810
Transaction TypeMortgage
Record UpdatedJun 02, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000842162
DateOct 01, 2021
Instrument2021-0842162
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1880 E 31ST ST, LORAIN, OH 44055-1810
Transaction TypeMortgage
Record UpdatedJun 02, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1880 E 31ST ST, LORAIN, OH 44055-1810

Mortgage

Document Number0000043878
DateFeb 28, 2025
Instrument2025-0043878
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term330 Months
DueAug 01, 2052

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1880 E 31ST ST, LORAIN, OH 44055-1810
Transaction TypeMortgage
Record UpdatedOct 12, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210842162
DateOct 01, 2021
Instrument2021-0842162
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJan 25, 2019
Property Address1880 E 31ST ST, LORAIN, OH 44055-1810
Document Number0000702452
Instrument DateJan 23, 2019
Instrument702452
Transaction TypeTransfer
Record UpdatedFeb 06, 2019
Title CompanyCARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$279.60
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1880 E 31ST ST LORAIN OH 440551810, LORAIN, OH 44055-1810

Mortgage

Document Number702453
DateJan 25, 2019
Instrument702453
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 24, 2049

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,641.00 Homeowner's exemption$42,920 (-0.01%) Land $5,400 Building $37,520$122,640 (-) Land $15,430 Building $107,210
2024$1,641.00 (+46.39%)$42,924 (+97.07%) Land $5,401 Building $37,524$122,640 (+97.08%) Land $15,430 Building $107,210
2023$1,121.00 (+0.9%)$21,781 (+%) Land $3,290 Building $18,491$62,230 (-) Land $9,400 Building $52,830
2022$1,111.00$21,780 Land $3,290 Building $18,490
2021$62,230 Land $9,400 Building $52,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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