1880 Colby Dr, Forest, VA 24551 Property Records

Bedford County property record for 1880 Colby Dr, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Oct 2025)
Tax Bill	$2,010 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`152 17 230`

Property Details

APN / Parcel Number

Primary APN	`152 17 230`
Alternative APNs	`90508055` `529364`

Exterior

Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Account Number	529364
Street Address	1880 COLBY DR
City	FOREST
State	VA
Zip	24551-1872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOMERSET MEADOWS SEC 8 LT 230 PB 48/79
Legal Subdivision	SOMERSET MEADOWS
Legal Lot Number	230
Jurisdiction	BEDFORD VA
Township / Civil Division	3
Census Block Group	1
Census Block	1007
Census Tract	30202

Owner

Source: Bedford County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1880 COLBY DR, FOREST, VA 24551-1872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 13, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 7, 2019	Warranty Deed, Transfer SETTLEMENT SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Aug 13, 2020 · Amount on Record
Deed Document Number	250009247
Record Updated	Jun 8, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 24, 2025
Property Address	1880 COLBY DR, FOREST, VA 24551-1872
Document Number	0250009247
Map Reference	MB 48 PG 79-81
Instrument Date	Oct 19, 2025
Instrument	250009247
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1880 COLBY DR, FOREST, VA 24551-1872

Mortgage

Document Number	0250009248
Date	Oct 24, 2025
Instrument	250009248

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Aug 13, 2020
Property Address	1880 COLBY DR, FOREST, VA 24551-1872
Document Number	0200009167
Instrument Date	Aug 12, 2020
Instrument	200009167
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2023
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200009170
Date	Aug 13, 2020
Instrument	200009170

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 7, 2019
Property Address	1880 COLBY DR, FOREST, VA 24551-1872
Document Number	0190001879
Instrument Date	Mar 4, 2019
Instrument	190001879
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,010.00 Additional exemption filed	$490,300 (+1%) Land $70,000 Building $420,300
2023	$2,010.00 Additional exemption filed	$245,150	$490,300 Land $70,000 Building $420,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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