Hamilton County property record for 1880 Cecil St, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 5,384 sqft · built 2003 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,355,000 (May 2024) |
| Tax Bill | $9,367 (2024) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-28-032-018.000-018 |
| Primary APN | 29-09-28-032-018.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 5,384 sqft Living Area |
| 1st Floor Area | 1,857 sqft |
| 2nd Floor Area | 1,870 sqft |
| Basement Area | 1,857 sqft |
| Finished Basement | 1,657 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 102 ft deep x 114 ft wide |
| Garage Type | Attached |
| Garage Area | 1,050 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709280032018000 |
|---|---|
| Street Address | 1880 CECIL ST |
| City | CARMEL |
| State | IN |
| Zip | 46032-7317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .30, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION AG01, LOT 427, IRREGULAR SHAPE |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 28 |
| Legal Subdivision | VILLAGE OF WESTCLAY SECTION AG01 |
| Legal Lot Number | 427 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 111009 |
Source: Hamilton County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1880 CECIL ST, CARMEL, IN 46032-7317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2024 | Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Jul 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| May 19, 2020 | Quit Claim Deed, Subdivision Related Transfer NATIONAL BK/INDIANAPOLIS |
| Apr 1, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2024 · Amount on Record |
| Deed Sale | May 31, 2024 · Amount on Record |
| Prior Sale | Jul 21, 2020 · Amount on Record |
| Deed Document Number | 0000018948 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | May 31, 2024 |
| Property Address | 1880 CECIL ST, CARMEL, IN 46032-7317 |
| Document Number | 0000018948 |
| Map Reference | DOC 200300041584 |
| Instrument Date | May 31, 2024 |
| Instrument | 2024018948 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 1880 CECIL ST, CARMEL, IN 46032-7317 |
| Document Number | 0000018949 |
|---|---|
| Date | May 31, 2024 |
| Instrument | 2024018949 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 21, 2020 |
| Property Address | 1880 CECIL ST, CARMEL, IN 46032-7317 |
| Document Number | 2020046725 |
| Map Reference | DOC 200300041584 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 2020046725 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 880 CECIL STREET, CARMEL, IN 46032 |
| Document Number | 2020046726 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 2020046726 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | May 19, 2020 |
| Property Address | 1880 CECIL ST, CARMEL, IN 46032-7317 |
| Document Number | 0000029497 |
| Instrument Date | May 14, 2020 |
| Instrument | 29497 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1880 CECIL ST CARMEL IN 460327317, CARMEL, IN 46032-7317 |
| Document Number | 29498 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 29498 |
| Name | NATIONAL BK/INDIANAPOLIS |
|---|---|
| Type | Bank |
| Address | INDIANAPOLIS, IN 46204 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 18, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Apr 1, 2019 |
| Property Address | 1880 CECIL ST, CARMEL, IN 46032-7317 |
| Document Number | 0000011515 |
| Instrument Date | Dec 5, 2018 |
| Instrument | 11515 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1880 CECIL ST CARMEL IN 460327317, CARMEL, IN 46032-7317 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 7, 2017 |
| Property Address | 1880 CECIL ST, CARMEL, IN 46032-7317 |
| Document Number | 2017044343 |
| Map Reference | DOC200300041584 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 2017044343 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1880 CECIL ST, CARMEL, IN 46032-7317 |
| Document Number | 2017044344 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 2017044344 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Number | 0000044345 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 2017044345 |
| Name | THE NATIONAL BANK OF INDIANAPOLIS |
|---|---|
| Type | Bank |
| Address | INDIANAPOLIS, IN 46204 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 5, 2027 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $892,000 (+9.14%) Land $242,500 Building $649,500 | $892,000 (+9.14%) Land $242,500 Building $649,500 | |
| 2024 | $9,367.00 (-1.16%) | $817,300 (-1.71%) Land $242,500 Building $574,800 | $817,300 (-1.71%) Land $242,500 Building $574,800 |
| 2023 | $9,477.00 (+5.34%) Homeowner's exemption | $831,500 (+6.3%) Land $242,500 Building $589,000 | $831,500 (+6.3%) Land $242,500 Building $589,000 |
| 2022 | $8,997.00 Homeowner's exemption | $782,200 Land $150,400 Building $631,800 | $782,200 Land $150,400 Building $631,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures