1880 Carlotta Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 1880 Carlotta Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,697 sqft · built 1949
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on File
Tax Bill	$2,401 (2025)
Deeds & Mortgages	Aug 2017 Reverse Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-185-008-9`

Property Details

APN / Parcel Number

Primary APN	`114-185-008-9`
Alternative APN	`114-185-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,697 sqft Living Area
1st Floor Area	1,697 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1953
Lot Area	8,000 sqft (0.184 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1880 CARLOTTA DR
City	CONCORD
State	CA
Zip	94519-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	MONTE GARDENS #2 55
Legal Subdivision	MONTE GARDENS 02
Legal Lot Number	55
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	332000

Owner

1880 Carlotta Dr is owned and occupied by an individual who acquired it in September 2003.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1880 CARLOTTA DR, CONCORD, CA 94519-1302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2017	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Aug 11, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 5, 2003
Transfer Doc	0000464209
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1880 CARLOTTA DR, CONCORD, CA 94519-1302
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TSI TITLE CA INC CERRITOS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000154031
Date	Aug 24, 2017
Instrument	2017-154031

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	815 Months
Due	Jul 4, 2085

Interest

Rate Type	Adjustable Rate
Rate	4.47%
Type Change Date	Sep 1, 2018

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1880 CARLOTTA DR, CONCORD, CA 94519-1302
Document Number	0000154032
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1880 CARLOTTA DR CONCORD CA 945191302, CONCORD, CA 94519-1302

Mortgage

Document Number	0000154032
Date	Aug 24, 2017
Instrument	154032

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	816 Months
Due	Aug 23, 2085

Interest

Rate Type	Adjustable Rate
Rate	4.47%

Tax Assessment & Valuation

The 2025 property tax bill for 1880 Carlotta Dr was $2,401 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$142,001 (+2%) Land $39,664 Building $102,337
2025	$2,401.00 Homeowner's exemption	$139,218 Land $38,887 Building $100,331
2023	$2,251.00 (+2.6%) Homeowner's exemption	$133,814 Land $37,378 Building $96,436
2022	$2,194.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1880 Carlotta Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1880 Carlotta Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Sonic Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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