1880 Amber Sweet Cir, Dundee, FL 33838 Property Records

Polk County property record for 1880 Amber Sweet Cir, Dundee, FL 33838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,563 sqft · built 2019
Lot Size	0.178 acres (7,741 sqft)
Owner	Individual Name on Record
Last Sale	$213,000 (Jul 2020)
Tax Bill	$3,531 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-28-27-835826-002210`

Property Details

APN / Parcel Number

Primary APN	`27-28-27-835826-002210`
Alternative APN	`72827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,563 sqft Living Area
Gross Area	1,982 sqft
1st Floor Area	1,563 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	7,741 sqft (0.178 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	419 sqft
Porch	Unfinished Open Porch
Porch Area	158 sqft

Location & Zoning

Street Address	1880 AMBER SWEET CIR
City	DUNDEE
State	FL
Zip	33838-4265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RIDGE AT SWAN LAKE PB 146 PG 38-40 LOT 221
Legal Range	27E
Legal Township	28S
Legal Section	27
Legal Subdivision	RIDGE AT SWAN LAKE
Legal Tract	835826
Legal Block	1
Legal Lot Number	221
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1062
Census Tract	14121

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1880 AMBER SWEET CIR, DUNDEE, FL 33838-4265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 9, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage ONETRUST HM LOANS
Oct 8, 2018	Grant Deed, Transfer SUNBELT TITLE (AGENCY)
Jan 29, 2018	Loan Modification, Mortgage · Line of Credit CENTENNIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	Oct 8, 2018 · Amount on Record
Deed Document Number	2020136727
Deed Book / Page	11292 / 1298
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1880 AMBER SWEET CIR, DUNDEE, FL 33838-4265
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1880 AMBER SWEET CIR, DUNDEE, FL 33838-4265

Mortgage

Document Number	0000213265
Date	Aug 16, 2021
Book Page	11849/1762
Instrument	2021213265

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jul 1, 2050

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jul 9, 2020
Property Address	1880 AMBER SWEET CIR, DUNDEE, FL 33838-4265
Document Number	0112921298
Book / Page	011292 / 001298
Instrument Date	Jun 24, 2020
Instrument	136727
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 29, 2020
Title Company	EMPOWER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,491.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1880 AMBER SWEET CIR DUNDEE FL 338384265, DUNDEE, FL 33838-4265

Mortgage

Document Number	112921300
Date	Jul 9, 2020
Book Page	011292/001300
Instrument	136728

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Oct 8, 2018
Property Address	1880 AMBER SWEET CIR, DUNDEE, FL 33838-4265
Document Number	0106351211
Book / Page	010635 / 001211
Instrument Date	Sep 25, 2018
Instrument	212568
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Tax	$12,191.20
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 LAKE ROBBINS DR #430 THE WOODLANDS TX 773803294, 430, THE WOODLANDS, TX 77380-3294
Investor	Possibly a Property Investor

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Recording Date	Jan 29, 2018
Property Address	1880 AMBER SWEET CIR, DUNDEE, FL 33838-4265
Document Number	0103801736
Book / Page	010380 / 001736
Instrument Date	Jan 19, 2018
Instrument	20840
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1731 BOGGY CREEK RD KISSIMMEE FL 34744, KISSIMMEE, FL 34744

Mortgage

Document Number	103801736
Date	Jan 29, 2018
Book Page	010380/001736
Instrument	20840

Lender

Name	CENTENNIAL BK
Type	Bank
Address	625 N CENTRAL AVE, KISSIMMEE, FL 34741-5006

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,531.00 (-18.36%) Homeowner's exemption	$220,440 (-12.1%) Land $42,000 Building $178,440	$220,440 (-12.1%) Land $42,000 Building $178,440
2023	$4,325.00 (+1.69%) Homeowner's exemption	$250,789 (+9.75%) Land $40,000 Building $210,789	$250,789 (+9.75%) Land $40,000 Building $210,789
2022	$4,253.00	$228,514 Land $34,000 Building $194,514	$228,514 Land $34,000 Building $194,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2002–2004)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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