1880 46th Ave, Apt 10, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1880 46th Ave, Apt 10, Capitola, CA 95010

Property Summary

Property Type	Apartments (5+ Units)
Details	20 bd · 7,813 sqft · built 1964
Lot Size	0.338 acres (14,723 sqft)
Owner	Company Name on Record
Last Sale	$4,340,000 (Jul 2020)
Tax Bill	$64,038 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`034-011-29`

Property Details

APN / Parcel Number

Primary APN	`034-011-29`
Alternative APN	`034-011-29-000`

Interior

Bedrooms	20 Beds
Stories	2 Stories
Building Area	7,813 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2010
Construction Type	Wood
Lot Area	14,723 sqft (0.338 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1880 46TH AVE, 1
City	CAPITOLA
State	CA
Zip	95010-2643
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Subdivision	CAPITOLA HEIGHTS
Legal Lot Number	8,9
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2003
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2548 EMPIRE GRADE, SANTA CRUZ, CA 95060-9748
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage · Commercial Mortgage 1ST CAPITAL BANK
Jul 24, 2020	Grant Deed, Transfer · Commercial Mortgage MECHANICS BANK
Dec 31, 2019	Trustee's Deed, Construction Loan · Construction Mortgage LIGHTHOUSE ELECTRONICS INC
Jul 19, 2019	Grant Deed, Transfer LONE OAK FUND
Jan 10, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Jul 19, 2019 · Amount on Record
Deed Document Number	202027532
Prior Transfer Date	Dec 17, 2018
Prior Transfer Doc	0000000717
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1880 46TH AVE APT 1, 1, CAPITOLA, CA 95010-2643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019303
Date	Jun 4, 2020
Instrument	2020-0019303

Lender

Name	1ST CAPITAL BANK
Type	Bank
Address	SALINAS, CA 93901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 24, 2020
Property Address	1880 46TH AVE APT 1, 1, CAPITOLA, CA 95010-2643
Document Number	0000027532
Map Reference	MB 13 PG 31
Instrument Date	Jul 8, 2020
Instrument	2020-0027532
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMER TTL INS CO NATL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 ESCALONA DR, SANTA CRUZ, CA 95060-3353

Mortgage

Document Number	0000027533
Date	Jul 24, 2020
Instrument	2020-0027533

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 31, 2019
Property Address	1880 46TH AVE APT 1, 1, CAPITOLA, CA 95010-2643
Instrument Date	Dec 24, 2019
Instrument	41591
Transaction Type	Construction Loan
Record Updated	Jan 21, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	343 SOQUEL AVE #261 SANTA CRUZ CA 950622355, 261, SANTA CRUZ, CA 95062-2355

Mortgage

Document Number	0000041591
Date	Dec 31, 2019
Instrument	41591

Lender

Name	LIGHTHOUSE ELECTRONICS INC
Address	600 HUDSON LN, APTOS, CA 95003-2729

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Dec 30, 2021

Interest

Rate Type	Adjustable Rate

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 19, 2019
Property Address	1880 46TH AVE APT 1, 1, CAPITOLA, CA 95010-2643
Document Number	0000020385
Instrument Date	Jul 10, 2019
Instrument	20385
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,492.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	343 SOQUEL AVE #261 SANTA CRUZ CA 950622355, 261, SANTA CRUZ, CA 95062-2355

Mortgage

Document Number	20386
Date	Jul 19, 2019
Instrument	20386

Lender

Name	LONE OAK FUND
Type	Funding / Finance Company
Address	11611 SAN VICENTE BLVD # 640, LOS ANGELES, CA 90049-6502

Agreement

Amount	Amount Recorded

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 10, 2019
Property Address	1880 46TH AVE APT 1, 1, CAPITOLA, CA 95010-2643
Document Number	0000000717
Instrument Date	Dec 17, 2018
Instrument	717
Transaction Type	Transfer
Record Updated	Jan 25, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	734 CHESTNUT ST SANTA CRUZ CA 950603762, SANTA CRUZ, CA 95060-3762

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,791,711 (+2%) Land $2,693,957 Building $2,097,754
2025	$64,038.00 (+9.46%)	$4,697,755 (+4.04%) Land $2,641,134 Building $2,056,621
2023	$58,505.00 (+1.46%)	$4,515,336 Land $2,538,576 Building $1,976,760
2022	$57,663.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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